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Find Disability Insurance Agents in Bernardsville, NJ
Compare disability insurance agents in Bernardsville. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Bernardsville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 disability insurance agents in Bernardsville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frantz Gaston Jr - State Farm Insurance Agent
80 Morristown Rd Unit 18, Bernardsville, NJ 07924
(908) 373-1111
fgjagcy.com
Hurley Agency, Insurance agency
170 Douglass Ave, Bernardsville, NJ 07924
(908) 625-9959
hurleyagency.com
Disability insurance agents in Bernardsville, New Jersey help residents and small business owners find coverage that fits their needs. New Jersey law requires employers to provide Temporary Disability Insurance (TDI) for most workers, but private agents can help supplement this with long-term or individual policies. A local agent can guide you through options that comply with state regulations and protect your income.
What Does a Disability Insurance Agent in Bernardsville Cost?
Costs for disability insurance in New Jersey vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40 year old professional might pay $50 to $150 per month for a policy with a 90 day waiting period and benefits to age 65. Costs are higher for high risk occupations or shorter waiting periods. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Bernardsville do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage limits, waiting periods, and benefit durations. They also assist with filing claims and understanding New Jersey specific rules like the TDI program.
How is New Jersey disability insurance different from other states?
New Jersey has a mandatory Temporary Disability Insurance program that provides partial wage replacement for non-work related illness or injury. Private disability insurance agents can help you get additional coverage beyond this state benefit. The state also has specific time limits for filing TDI claims, usually within 30 days of becoming disabled.
Do I need a disability insurance agent if I have employer coverage?
Employer coverage may not be enough, especially for high earners or those with limited benefit periods. An agent can review your current policy and recommend supplemental plans. They can also help if you are self-employed or run a small business in Bernardsville.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.