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Disability Insurance Agents in Carneys Point, NJ

Compare disability insurance agents in Carneys Point. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Carneys Point, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 disability insurance agents in Carneys Point, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cardoso Insurance
294 Shell Rd A, Carneys Point, NJ 08069
(856) 299-4333
Sharon Sparks-Renaud - Aflac Insurance Agent
75 Carney Dr, Carneys Point, NJ 08069
(856) 299-5908 local.aflac.com

Disability insurance agents in Carneys Point, New Jersey help individuals and business owners find coverage that protects income if injury or illness prevents work. New Jersey law requires employers to provide temporary disability insurance through the state plan or a private policy. A local agent can explain how state benefits interact with private plans to ensure full protection.

What Does a Disability Insurance Agent in Carneys Point Cost?

Disability insurance premiums in New Jersey typically range from 1% to 3% of your annual income, depending on your age, health, occupation, and benefit amount. For a 35-year-old office worker, a policy covering 60% of income might cost $50 to $150 per month. Costs vary by situation, so compare quotes from several agents. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent do in Carneys Point?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs and budget. They explain policy terms, exclusions, and how New Jersey state disability benefits coordinate with private plans. They also assist with filing claims and understanding benefit periods.
How does New Jersey state disability insurance work with private policies?
New Jersey Temporary Disability Insurance provides partial wage replacement for up to 26 weeks. A private disability policy can supplement this to cover a higher percentage of your income or extend benefits beyond 26 weeks. An agent can help you choose a plan that fills gaps left by state coverage.