Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 disability insurance agents in Englewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Birtwhistle & Livingston Inc
71 E Palisade Ave, Englewood, NJ 07631
(201) 568-5001
birtwhistle.com
Right Insurance LLC
542 Grand Ave, Englewood, NJ 07631
(201) 283-0914
Comprehensive Policy Place
5 E Palisade Ave, Englewood, NJ 07631
(551) 239-6941
Cereijo & Associates, Inc.
62 Engle St, Englewood, NJ 07631
(201) 627-4936
cereijoagency.com
MJM Global Insurance Brokerage Group, Inc.
25 Rockwood Pl #210, Englewood, NJ 07631
(201) 720-7700
mjmglobal.com
What Does a Disability Insurance Agent in Englewood Cost?
Typical costs for disability insurance in New Jersey range from 1% to 3% of your annual income for a policy that covers 60% to 70% of your salary. For a 40-year-old earning $100,000 per year, this could mean $1,000 to $3,000 annually. Factors like age, health, occupation, and benefit period affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Englewood do?
A disability insurance agent helps you choose a policy that fits your needs and budget. They explain coverage details, exclusions, and how New Jersey state disability benefits interact with private plans. They also assist with filing claims and appeals if needed.
How is New Jersey disability insurance different from private coverage?
New Jersey offers a state-run Temporary Disability Insurance program that provides partial wage replacement for up to 26 weeks. Private disability insurance agents offer policies that can supplement this with longer terms or higher benefits. Private plans often cover conditions not included in the state program.
Do I need a disability insurance agent if I already have employer coverage?
Employer coverage may be limited in duration or benefit amount. An agent can review your existing policy and recommend additional private coverage to fill gaps. This is especially important for self-employed individuals or those with high income in Englewood.