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Disability Insurance Agents in Fair Lawn, NJ

Compare disability insurance agents in Fair Lawn. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
Fair Lawn, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 disability insurance agents in Fair Lawn, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fernando Frias - State Farm Insurance Agent
34-12 Broadway, Fair Lawn, NJ 07410
(201) 254-3539 friasyouragent.com
Suburban General Insurance Agency
21-00 NJ-208 Suite 105, Fair Lawn, NJ 07410
(201) 225-9099
Suburban Insurance
6-16 Saddle River Rd, Fair Lawn, NJ 07410
(201) 796-1881 suburbanbrokers.com
Primetime Insurance
35 River Rd, Fair Lawn, NJ 07410
(551) 365-1806
Kando Service Agency Inc
6-16 Saddle River Rd, Fair Lawn, NJ 07410
(201) 796-1881 suburbanbrokers.com
ASAP Insurance Agency LLC
13-33A River Rd, Fair Lawn, NJ 07410
(201) 773-6669
Kurnath Insurance
13-17 River Rd, Fair Lawn, NJ 07410
(201) 797-5202
United Assurance
16-00 Pollitt Dr, Fair Lawn, NJ 07410
(201) 797-6600 unitedassurance.com
Perna Agency
16-00 Pollitt Dr, Fair Lawn, NJ 07410
(201) 581-0628 unitedassurance.com

A disability insurance agent in Fair Lawn, New Jersey helps individuals and businesses find the right coverage to protect income during illness or injury. New Jersey law requires employers to provide temporary disability insurance through the state plan or a private plan. A local agent can explain how state benefits work with private policies to ensure full protection.

What Does a Disability Insurance Agent in Fair Lawn Cost?

Costs for disability insurance in New Jersey typically range from 1% to 3% of your annual income for a policy. For example, a 40-year-old non-smoker earning $100,000 per year might pay between $1,000 and $3,000 annually. Factors like age, health, occupation, and benefit amount affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Fair Lawn do?
A disability insurance agent in Fair Lawn helps you compare policies from different carriers. They explain coverage options, policy terms, and exclusions. They also assist with filing claims and understanding New Jersey state disability benefits.
How is New Jersey disability insurance different from private coverage?
New Jersey requires employers to provide Temporary Disability Insurance (TDI) which covers partial wages for up to 26 weeks. A private disability insurance agent can help you buy additional coverage for longer periods or higher benefit amounts. Private policies often cover conditions not included in state plans.
Do I need a disability insurance agent if my employer offers group coverage?
Yes, a disability insurance agent can review your employer group policy to identify gaps. They can recommend an individual policy to supplement group coverage. This is important because group policies may not cover all income or may end if you leave your job.