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Looking for a disability insurance agent in Freehold? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Freehold, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 disability insurance agents in Freehold, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
StreetSmart Insurance
208 South St, Freehold, NJ 07728
(732) 462-8343
streetsmart.insurance
Medi-Solutions Insurance Agency, LLC
54 Jerseyville Ave, Freehold, NJ 07728
(800) 435-4765
medi-solutions.org
Comparion Insurance Agency
303 W Main St #100, Freehold, NJ 07728
(732) 308-3868
comparioninsurance.com
Sophie Cavano at Comparion Insurance Agency
303 W Main St #100, Freehold, NJ 07728
(732) 358-8154
comparioninsurance.com
Elting Insurance LLC
63 W Main St Suite K, Freehold, NJ 07728
(732) 780-2400
eltinginsurance.com
A disability insurance agent in Freehold, New Jersey helps individuals and business owners secure income protection if they cannot work due to injury or illness. New Jersey state law does not require private disability insurance, but it offers a state-run Temporary Disability Insurance program through the Department of Labor. An agent can explain how private policies supplement state benefits and tailor coverage to your specific occupation and income needs.
What Does a Disability Insurance Agent in Freehold Cost?
Typical costs for disability insurance in New Jersey range from 1% to 3% of your annual income for a standard policy. For a 40-year-old earning $80,000 per year, this could mean premiums between $800 and $2,400 annually. Factors like your occupation class, health status, and chosen benefit period affect the final price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Freehold do?
A disability insurance agent in Freehold helps you compare policies from different carriers, explains benefit periods and elimination periods, and guides you through the application process. They also advise on how coverage interacts with New Jersey state disability benefits.
How does New Jersey state disability insurance work with private coverage?
New Jersey offers a Temporary Disability Insurance program that provides partial wage replacement for up to 26 weeks. Private disability insurance can supplement this by offering longer benefit periods and higher monthly amounts. An agent can help coordinate both sources of income protection.
What factors affect the cost of disability insurance in New Jersey?
Costs depend on your age, occupation, health history, benefit amount, and elimination period. For example, a 40-year-old office worker in Freehold might pay 1% to 3% of their annual income for a policy. Rates vary by carrier and your specific risk profile.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.