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Find Disability Insurance Agents in Neptune City, NJ
Directory of disability insurance agents in Neptune City, New Jersey. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Neptune City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 disability insurance agents in Neptune City, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mansa Nicome - State Farm Insurance Agent
86 NJ-35, Neptune City, NJ 07753
(732) 776-9999
nicomeagency.com
Unemployment Insurance Office
60 N Taylor Ave, Neptune City, NJ 07753
(732) 775-7970
myunemployment.nj.gov
All Guard Auto Insurance Inc.
80 NJ-35, Neptune City, NJ 07753
(732) 988-8888
allguardinsurance.weebly.com
World Insurance Associates LLC (formerly Amato Insurance Agency
4900 NJ-33 Suite 103, Neptune City, NJ 07753
(732) 530-6740
locations.worldinsurance.com
Specialty Insurance
1350 Campus Pkwy Suite 302, Neptune City, NJ 07753
(732) 701-8900
specialtyagency.com
Dirus & Sons LLC
2100 NJ-33 #4, Neptune City, NJ 07753
(732) 988-7300
dirusnsons.com
Disability insurance agents in Neptune City, New Jersey help individuals and business owners secure income protection. New Jersey law requires employers to provide Temporary Disability Insurance through the state program, but private agents can help you find supplemental private policies. These agents also assist with understanding policy terms and filing claims for long-term disability benefits.
What Does a Disability Insurance Agent in Neptune City Cost?
Disability insurance agent services in New Jersey typically cost nothing upfront because agents earn commissions from insurance carriers. Private disability insurance premiums for a healthy individual in Neptune City range from 1% to 3% of annual income, or roughly $50 to $150 per month for a $5,000 monthly benefit. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Neptune City do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They can also guide you through the application process and explain New Jersey specific rules, such as the state Temporary Disability Insurance program.
How is New Jersey disability insurance different from private coverage?
New Jersey requires most employers to provide Temporary Disability Insurance through the state, which covers short-term disabilities. Private disability insurance agents in Neptune City can help you buy additional long-term coverage that pays benefits for years or until retirement.
Can a disability insurance agent help with a denied claim?
Yes, many disability insurance agents assist with claim denials by reviewing your policy and helping you submit additional documentation. For complex denials, they may refer you to a New Jersey attorney who specializes in ERISA or disability law.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.