Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 disability insurance agents in Randolph, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Curtis Hardenburg - State Farm Insurance Agent
2 W Hanover Ave Suite 200A, Randolph, NJ 07869
(862) 284-3362
goodneighburg.com
Erin Misurelli - State Farm Insurance Agent
296 NJ-10, Randolph, NJ 07869
(973) 389-9999
erinmisurelli.com
Steven Lyski: Allstate Insurance
1243 Sussex Turnpike Ste 2, Randolph, NJ 07869
(973) 366-4262
agents.allstate.com
Ever Trust Insurance Service
477 NJ-10, Randolph, NJ 07869
(973) 330-8285
MFP Global Services Corporation
6 Emery Ave, Randolph, NJ 07869
(973) 659-0900
mfpglobal.com
Farmers Insurance - Bill Hove
431 NJ-10 E, Randolph, NJ 07869
(973) 361-0700
agents.farmers.com
High Point Preferred Insurance Co
246 NJ-10, Randolph, NJ 07869
(973) 442-1075
What Does a Disability Insurance Agent in Randolph Cost?
Disability insurance agent services in New Jersey typically do not charge a fee to the client; they earn commission from the insurance carrier. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 40-year-old professional, a policy paying 60% of income may cost 1% to 3% of annual income per year. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Randolph do?
An agent helps you compare disability insurance policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They also assist with filing claims and understanding New Jersey TDI rules.
How is New Jersey disability insurance different from other states?
New Jersey has a mandatory state Temporary Disability Insurance program that provides partial wage replacement. Private policies can supplement this coverage. Agents in Randolph are familiar with both state and private plan requirements.
What should I ask a disability insurance agent before buying a policy?
Ask about the definition of disability, elimination period, and benefit duration. Also ask if the policy coordinates with New Jersey state TDI benefits. Request a quote that shows premium costs for your occupation.