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Browse disability insurance agents serving Raritan, New Jersey. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Raritan, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 disability insurance agents in Raritan, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Schon Insurance Assoc LLC: Allstate Insurance
575 NJ-28 Suite 105, Raritan, NJ 08869
(908) 450-7541
agents.allstate.com
Hawk Insurance Solutions
1124 US-202 STE A2, Raritan, NJ 08869
(908) 798-4295
hawkinsure.com
Christina McConnell: Allstate Insurance
13 Wall St, Raritan, NJ 08869
(908) 722-6600
agents.allstate.com
O'Donnell Insurance Agency
38 W Somerset St, Raritan, NJ 08869
(732) 868-8695
James Donnelly - Mutual of Omaha
709 Bound Brook Ave, Raritan, NJ 08869
(908) 707-1676
agents.mutualofomaha.com
Disability insurance agents in Raritan, New Jersey help individuals and businesses find coverage that protects income if illness or injury prevents work. New Jersey law requires employers to provide temporary disability insurance through the state plan or a private policy. A local agent can explain how state benefits interact with private plans to ensure full protection.
What Does a Disability Insurance Agent in Raritan Cost?
Typical costs for disability insurance in New Jersey range from 1% to 3% of your annual income for a policy that covers 60% of your salary. For a 40 year old earning 100,000 dollars per year, a policy might cost between 1,000 and 3,000 dollars annually. Premiums vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Raritan do?
An agent helps you compare policies from different carriers to find a plan that fits your needs and budget. They can also assist with understanding policy terms and filing initial claims. Agents do not provide legal advice but can guide you through the buying process.
How is New Jersey disability insurance different from private plans?
New Jersey requires employers to provide Temporary Disability Insurance (TDI) which covers non-work related injuries for up to 26 weeks. Private disability insurance can supplement this with longer benefit periods and higher payout amounts. An agent can explain how to coordinate both types of coverage.
Do I need a disability insurance agent if my employer offers group coverage?
Group coverage through an employer may have limits on benefit amounts and duration. A Raritan agent can review your group policy and recommend an individual plan to fill gaps. This is especially important for high earners who may need more income protection.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.