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Disability Insurance Agents in Secaucus, NJ

Directory of disability insurance agents in Secaucus, New Jersey. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Secaucus, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 disability insurance agents in Secaucus, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Silvana Paquet - State Farm Insurance Agent
1325 Paterson Plank Rd 2nd Floor Suite B, Secaucus, NJ 07094
(201) 713-2257 myagentsilvana.com
Otterstedt Insurance Agency
1248 Paterson Plank Rd, Secaucus, NJ 07096
(201) 348-0600 otterstedt.com

Disability insurance agents in Secaucus New Jersey help residents and workers find the right coverage to protect their income. New Jersey law requires employers to provide Temporary Disability Insurance through the state program, but private agents can help secure additional long-term or supplemental policies. Working with a local agent ensures you understand how state benefits interact with private plans.

What Does a Disability Insurance Agent in Secaucus Cost?

Disability insurance premiums in New Jersey typically range from 1 to 3 percent of your annual income for a standard policy. For a person earning 50000 dollars per year this could mean 500 to 1500 dollars annually. Costs vary based on age health occupation and the specific policy features like waiting periods and benefit duration. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Secaucus do?
A disability insurance agent in Secaucus helps you compare policies from different carriers to find coverage that fits your needs. They explain the terms of each policy including elimination periods and benefit amounts. Agents also assist with filing claims and understanding New Jersey state disability benefits.
How is New Jersey disability insurance different from private coverage?
New Jersey requires most employers to provide Temporary Disability Insurance through the state program which pays a portion of your wages for up to 26 weeks. Private disability insurance from an agent can provide additional income replacement and longer benefit periods. An agent can help you coordinate both types of coverage.