Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 disability insurance agents in Somerville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lileen Schwarz - State Farm Insurance Agent
75-77 N Bridge St Ste 105, Somerville, NJ 08876
(908) 864-2859
somervilleagent.org
Marine Agency Corp
34 W Main St #201, Somerville, NJ 08876
(800) 763-4775
marineagency.com
ReliaGuard Insurance NJ
3272 US-22, Somerville, NJ 08876
(908) 460-6749
The Rice Agency
33 W High St, Somerville, NJ 08876
(908) 722-1700 ext. 10
riceagency.com
Top Insurance NJ
3617 US-22, Somerville, NJ 08876
(908) 585-1649
D.C. West Agency, LLC
50 Division St #501, Somerville, NJ 08876
(866) 329-3789
dcwestagency.com
Somerset County Office on Aging & Disability Services
27 Warren St, Somerville, NJ 08876
(908) 704-6346
co.somerset.nj.us
What Does a Disability Insurance Agent in Somerville Cost?
Disability insurance premiums in New Jersey typically range from 1% to 3% of your annual income. For a 40-year-old earning $75,000 per year, a policy may cost between $75 and $225 per month. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Somerville do?
A disability insurance agent helps you compare policies from different carriers and explains coverage details. They assist with applying for individual or group plans. In New Jersey, agents can also clarify how private plans interact with state disability benefits.
How long does it take to get disability insurance in New Jersey?
The application process usually takes two to six weeks depending on medical underwriting. Some policies have a waiting period before benefits begin. New Jersey state disability benefits have a one-week waiting period.
Do I need disability insurance if I have New Jersey state disability coverage?
New Jersey state disability only covers a portion of your wages for a limited time. Private disability insurance can provide higher income replacement and longer benefit periods. An agent can help you assess your needs and fill gaps in coverage.