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Disability Insurance Agents in Woodbury Heights, NJ

Compare disability insurance agents in Woodbury Heights. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Woodbury Heights, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 disability insurance agents in Woodbury Heights, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Modern Benefits, LLC
992 Mantua Pike Suite 107, Woodbury Heights, NJ 08097
(856) 204-0384
Farmers Insurance - South Jersey Ins Agcy LLC
241 Glassboro Rd, Woodbury Heights, NJ 08097
(856) 975-9686

A disability insurance agent in Woodbury Heights New Jersey can help you understand your policy options and file claims. New Jersey requires employers to provide Temporary Disability Insurance through the state program, but private agents can assist with supplemental coverage. Working with a local agent ensures you get guidance tailored to your needs and New Jersey regulations.

What Does a Disability Insurance Agent in Woodbury Heights Cost?

The cost of a disability insurance agent in New Jersey is typically paid through commissions from the insurance company, so you do not pay directly. Policy premiums vary widely based on age, health, and coverage amount, often ranging from 1 to 3 percent of your annual income. For example, a 40 year old earning 50,000 dollars might pay 500 to 1,500 dollars per year for a policy. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Woodbury Heights do?
A disability insurance agent helps you choose a policy that fits your income and occupation. They also guide you through the claims process and explain policy terms. In New Jersey, agents can clarify how private plans interact with state disability benefits.
How long do I have to file a disability claim in New Jersey?
You should file a claim as soon as possible after becoming disabled. New Jersey law requires you to submit a claim within 30 days of the start of disability for state benefits. Private policies may have different time limits, so check your specific plan.
Can a disability insurance agent help with a denied claim in New Jersey?
Yes an agent can review your denial and explain your options. They may help you gather additional medical evidence or request a reconsideration. For complex denials, you might also need to consult a lawyer who specializes in New Jersey disability law.