ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Disability Insurance Agents Near You in Ballston Spa, NY
Compare disability insurance agents in Ballston Spa. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Ballston Spa, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 disability insurance agents in Ballston Spa, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Streever Agency, Inc.
84 Milton Ave, Ballston Spa, NY 12020
(518) 885-6777
connorsandstreever.com
Nancy Lefebvre - State Farm Insurance Agent
2031 Doubleday Ave #50, Ballston Spa, NY 12020
(518) 885-1877
nancylefebvre.com
Disability insurance agents in Ballston Spa, New York help individuals and business owners secure income protection policies. These agents understand New York state disability benefits law, including the mandatory short-term disability program for most employees. Working with a local agent ensures you receive guidance tailored to Saratoga County and state-specific requirements.
What Does a Disability Insurance Agent in Ballston Spa Cost?
Disability insurance agent services in New York are typically paid through commissions from the insurance carrier, not directly by the client. Premiums for individual disability policies in Ballston Spa range from 1% to 3% of your annual income, depending on age, health, and occupation. Group policies through employers often cost less per person. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Ballston Spa do?
A disability insurance agent helps you compare policies from multiple carriers to find coverage that fits your needs. They explain policy terms, exclusions, and state requirements. In New York, they can also advise on how private insurance coordinates with the state disability program.
Is disability insurance required in New York State?
New York requires most employers to provide short-term disability insurance through the state program. This covers off-job injuries and illnesses for a limited time. Private long-term disability insurance is not required but is often recommended to supplement state benefits.
How do New York disability benefits work with private insurance?
New York state disability provides up to 26 weeks of partial wage replacement. Private disability insurance can fill gaps by offering longer benefit periods and higher income replacement. An agent can help you design a plan that coordinates these two sources of coverage.
Free • No Obligation
Compare Disability Insurance Agents
Get matched with agents in Ballston Spa who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.