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Find Disability Insurance Agents Near You in Grand Island, NY

Compare disability insurance agents in Grand Island. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
Grand Island, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 disability insurance agents in Grand Island, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bob Piatek - State Farm Insurance Agent
1837 Whitehaven Rd, Grand Island, NY 14072
(716) 773-2300 piatekinsurance.com
Ramcy Rizek Independent Insurance Agent
57 Carl Rd, Grand Island, NY 14072
(716) 245-9221 libertymutual.com
Phillip Mastantuono: Allstate Insurance
1979 Grand Island Blvd, Grand Island, NY 14072
(716) 775-0100 agents.allstate.com
First Class Insurance Company
2413 Grand Island Blvd, Grand Island, NY 14072
(716) 217-2883
Eric Berger Insurance
2119 Grand Island Blvd, Grand Island, NY 14072
(716) 773-1500
Boss Agency, Inc.
1875 Grand Island Blvd, Grand Island, NY 14072
(716) 773-3051 erieinsurance.com
Dean Boucounis - Mutual of Omaha Advisor
96 Country Club Ln, Grand Island, NY 14072
(315) 457-1359 agents.mutualofomaha.com
Lytle Associates Inc
101 Lang Blvd # 2, Grand Island, NY 14072
(716) 773-6626 lytleassociates.com
Thoughtful Insurance (Grand Island)
2053 Baseline Rd, Grand Island, NY 14072
(716) 431-5292 thoughtfulins.com

Disability insurance agents in Grand Island, New York help residents secure income protection through individual or employer-sponsored plans. New York law requires insurers to offer a 60-day grace period for nonpayment of premiums on individual disability policies. Agents can guide you through policy options and state-specific regulations to match your needs.

What Does a Disability Insurance Agent in Grand Island Cost?

Typical costs for disability insurance in New York range from 1% to 3% of your annual income for individual policies, or roughly $30 to $100 per month for a 35-year-old non-smoker. Group plans through an employer often cost less, around $10 to $50 per month. Costs vary by age, health, occupation, and benefit amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Grand Island do?
A disability insurance agent helps you compare policies from different carriers and explains coverage terms. They assist with applications and can advise on riders like own-occupation coverage, which is common in New York policies.
How does New York law affect disability insurance?
New York Insurance Law Section 3216 requires that individual disability policies include a 60-day grace period and a 30-day free look period. Agents must be licensed by the New York State Department of Financial Services.
Can a Grand Island agent help with group disability insurance?
Yes, agents can help small businesses and employers in Grand Island set up group disability plans. New York law mandates that group policies cover at least 50% of an employees salary for short-term disability.