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Disability Insurance Agents in Guilderland, NY

Compare disability insurance agents in Guilderland. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Guilderland, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 disability insurance agents in Guilderland, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jen Dolan - State Farm Insurance Agent
5 New Karner Rd, Guilderland, NY 12084
(518) 456-2910 jendolaninsurance.com
Tim Berryhill: Allstate Insurance
2301 Western Ave, Guilderland, NY 12084
(518) 456-8643 agents.allstate.com
2001 Central Insurance Agency
2390 Western Ave, Guilderland, NY 12084
(518) 395-2001 2001cia.com

Disability insurance agents in Guilderland, New York help individuals and businesses find policies that protect income if injury or illness prevents work. New York State requires employers to provide short-term disability benefits through the Disability Benefits Law. An agent can guide you through policy options and help with claims for both private and state-mandated coverage.

What Does a Disability Insurance Agent in Guilderland Cost?

Costs for disability insurance in New York vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old professional earning 100,000 dollars, a policy might cost 1,500 to 3,000 dollars per year. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Guilderland do?
A disability insurance agent helps you compare policies from different carriers, explains coverage details, and assists with the application process. They can also help you understand New York state requirements for disability insurance.
Do I need disability insurance if I work in Guilderland New York?
New York law requires most employers to provide short-term disability benefits, but this coverage may not be enough. A private disability insurance policy can replace a higher percentage of your income for a longer period. An agent can help you decide if additional coverage is right for you.
How do I choose a disability insurance agent in Guilderland?
Look for an agent with experience in New York disability insurance laws and a good reputation in the Guilderland area. Ask about their knowledge of local insurers and their process for handling claims. You can check their license through the New York State Department of Financial Services.