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Disability Insurance Agents in Larchmont, NY

Compare disability insurance agents in Larchmont. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Larchmont, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 disability insurance agents in Larchmont, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The New Rochelle Agencies
148 Larchmont Ave, Larchmont, NY 10538
(914) 732-8990 newrochelleagencies.com
Coughlin Insurance Services
178 Myrtle Blvd Floor 2, Larchmont, NY 10538
(914) 834-1234 coughlinis.com
Alpiar & Papa
20 North Ave, Larchmont, NY 10538
(914) 834-1011 alpiarandpapa.com

Disability insurance agents in Larchmont, New York help residents protect their income by finding suitable disability policies. New York law requires employers to provide short-term disability benefits through the New York State Disability Benefits Law. A local agent can guide you through private plans and state-mandated coverage options.

What Does a Disability Insurance Agent in Larchmont Cost?

Disability insurance agent fees in New York are usually paid as commissions from the insurance carrier, not directly by you. Individual policy premiums can range from $50 to $300 per month for a healthy professional. Costs depend on your age, health, occupation, and chosen benefit period. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Larchmont do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, exclusions, and benefit amounts. They do not provide legal advice or represent you in claims disputes.
How does New York state disability insurance work?
New York requires most employers to provide short-term disability benefits through the Disability Benefits Law. This covers off-the-job injuries and illnesses for up to 26 weeks. A private agent can help you supplement this with long-term coverage.
What is the cost of disability insurance in New York?
Costs vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. Group plans through employers are often cheaper than individual policies. Always compare quotes from multiple agents.