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Compare Disability Insurance Agents in Stony Brook, NY

Compare disability insurance agents in Stony Brook. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Stony Brook, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 disability insurance agents in Stony Brook, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Pelosi - State Farm Insurance Agent
1239 N Country Rd #1a, Stony Brook, NY 11790
(631) 751-6800 randypelosi.com
DESOUZA-AHERN AGENCY, INC
1212 N Country Rd, Stony Brook, NY 11790
(631) 689-7770 longislandinsuranceguy.com

Disability insurance agents in Stony Brook help residents and workers protect their income if they cannot work due to illness or injury. New York State requires employers to provide short-term disability benefits through the Disability Benefits Law. Agents can guide you on private policies that supplement state-mandated coverage or provide long-term protection.

What Does a Disability Insurance Agent in Stony Brook Cost?

Typical costs for disability insurance in New York range from 1 percent to 3 percent of your annual income for a standard policy. For a 40 year old earning 80000 per year, a policy might cost between 800 and 2400 annually. Factors like your health and chosen benefit amount change the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Stony Brook do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms such as elimination periods and benefit durations. Agents do not provide legal advice but can clarify how New York state disability benefits interact with private plans.
How does New York state disability law affect my policy?
New York requires most employers to provide short-term disability benefits for up to 26 weeks per year. These benefits replace about 50 percent of your weekly wage up to a state-set maximum. Private disability insurance can fill gaps in this coverage or provide long-term benefits beyond the state program.