The top-rated disability insurance agent in Wilmington, North Carolina is Able Insurance, rated 4.8 stars across 2,675 reviews. Other highly rated options include Sizemore Insurance - Wilmington, Atlantic Coast Insurance Agency, Acrisure Wilmington, NC (Don Bullard). This directory lists 24 disability insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Able Insurance | 4008 Oleander Dr | (910) 452-4333 |
| 2 | Sizemore Insurance - Wilmington | 4815 Oleander Dr Ste 100 | (910) 791-1011 |
| 3 | Atlantic Coast Insurance Agency | 29 S Kerr Ave | (910) 343-0030 |
| 4 | Acrisure Wilmington, NC (Don Bullard) | 110 Dungannon Blvd #150 | (910) 791-5400 |
| 5 | Wells Insurance | 1 N 3rd St | (910) 762-8551 |
| 6 | April Jones Insurance | 1213 Culbreth Dr Suite 455 | (910) 660-0215 |
| 7 | Scott Tharrington - State Farm Insurance Agent | 5226 College Rd Ste 2 | (910) 202-6310 |
| 8 | Insurance Solutions | 1201 Floral Pkwy | (910) 332-0404 |
| 9 | ALLCHOICE Insurance | 2018 Eastwood Rd | (910) 500-6116 |
| 10 | Sheally Insurance Group | 34 Covil Ave | (910) 452-9877 |
Able Insurance serves clients in Wilmington, North Carolina and the surrounding New Hanover County area as a disability insurance agent. The company helps individuals understand how disability coverage can protect their income during periods of illness or injury. Its work typically involves explaining policy options, comparing benefit structures, and assisting with the application process. Able Insurance handles both short-term and long-term disability insurance plans tailored to local professionals and self-employed workers.
Sizemore Insurance - Wilmington provides disability insurance agent services, assisting clients in selecting and securing income protection policies. It offers plan evaluations tailored to individual occupational needs and ongoing policy reviews to ensure coverage remains appropriate as circumstances change. Service plans include claims assistance and guidance through the application process. The agency serves residents throughout the Wilmington, NC area, and its client properties include single-family homes, apartments, retail establishments, and restaurants.
Atlantic Coast Insurance Agency serves homeowners, local businesses, and property managers in Wilmington, North Carolina, by helping them secure disability income protection policies. The agency guides clients through the process of evaluating short-term and long-term disability coverage options that fit their professional and personal needs. It assists individuals in understanding policy terms and benefit waiting periods. The firm also extends its services to nearby Leland and the greater New Hanover County area.
Acrisure Wilmington, NC (Don Bullard) serves Wilmington and the surrounding southeastern North Carolina communities, handling disability insurance coverage for individuals and professionals in the region. The agency focuses on policies that replace income when a client cannot work due to illness or injury, tailoring each plan to address specific occupational needs and personal financial situations. For a typical case, Don Bullard begins by reviewing the client’s current earnings, job duties, and existing coverage gaps before presenting options from multiple carriers.
Wells Insurance serves as a disability insurance agent in Wilmington, NC, helping clients choose between one-time policies and those requiring recurring premium payments. Coverage options are designed to replace a portion of income if an illness or injury prevents work. The agent assists local professionals and small business owners in understanding policy terms, benefit periods, and elimination periods that fit their financial situations. While initial consultations can be one-time, service typically operates on an as-needed basis to address new policies or claims.
April Jones Insurance in Wilmington, NC, specializes in disability insurance agent services, primarily guiding clients through the complexities of short- and long-term disability coverage. The agency helps individuals select plans that replace a portion of income if illness or injury prevents work. By working with residents and local businesses, it ensures policies align with financial needs and lifestyle. For those approaching the busy tourist season or hurricane season on the North Carolina coast, the agency assists with clarifying how disability benefits interact with employer-paid leave and emergency savings accounts.
As the coastal climate of Wilmington brings both seasonal storms and year-round humidity, residents require reliable protection for their incomes. Scott Tharrington - State Farm Insurance Agent provides disability insurance services to help local professionals safeguard their earnings should illness or injury prevent work. They assess individual coverage needs based on employment type and daily responsibilities. The initial step is a brief consultation to review current policies and discuss potential gaps in protection.
Insurance Solutions assists individuals and businesses in Wilmington, NC, by connecting them with disability insurance policies that protect income in case of illness or injury. The company focuses on both short-term and long-term disability coverage options, helping clients understand the specific terms and benefits of each plan. It serves a variety of commercial sectors, including local offices, warehouses, and food service establishments.
ALLCHOICE Insurance serves Wilmington, North Carolina, and the surrounding coastal communities, handling applications for long-term and short-term disability coverage for local residents to protect their income during illness or injury. As a disability insurance agent, the company works directly with individuals to navigate plan options and underwriting requirements. It typically begins each case by reviewing the client’s occupation and health history, then compares policy terms from multiple carriers to recommend a suitable plan that fits the client’s needs.
Sheally Insurance Group serves residents of Wilmington, North Carolina, by helping them secure disability coverage that protects their income. The agency also advises small businesses in the area on group disability plans to safeguard employees and operations. Their service focuses on matching clients with policies suited to individual circumstances. Following an initial consultation, the agent remains available to answer questions and adjust coverage as needs evolve during regular check-ins or between annual policy reviews.
What Does a a Disability Insurance Agent in Wilmington Cost?
Typical disability insurance costs in North Carolina range from 1% to 3% of your annual income for a standard policy. For example, a 40-year-old earning 50000 per year might pay 500 to 1500 annually. Costs increase with age, pre-existing conditions, and shorter waiting periods. This is general information, not insurance advice.
About disability insurance agents in Wilmington
Disability insurance agents in Wilmington, North Carolina help individuals and businesses find coverage that protects income if you cannot work. North Carolina law does not require private disability insurance, but many employers offer it as a benefit. Local agents can explain policy options and guide you through the claims process under state regulations.
Frequently Asked Questions
What does a disability insurance agent in Wilmington do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage limits, elimination periods, and benefit durations. They also assist with filing claims and understanding North Carolina insurance laws.
How do North Carolina laws affect disability insurance claims?
North Carolina follows the Employee Retirement Income Security Act (ERISA) for employer-provided plans. For individual policies, state law requires insurers to act in good faith. Agents can help you understand deadlines and appeal rights under these rules.
What is the typical cost for disability insurance in North Carolina?
Costs vary by age, health, occupation, and benefit amount. For a healthy 35-year-old, a policy paying 60% of income may cost 1% to 3% of annual salary. Premiums are higher for high-risk jobs. Always get quotes from multiple agents.
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