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Compare Disability Insurance Agents in Middletown, NY
Compare disability insurance agents in Middletown. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Middletown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of NY before hiring.
Showing 2 disability insurance agents in Middletown, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Evergreen Insurance Agency -Peter Schmidt
690, 4 NY-211 E, Middletown, NY 10941
(845) 673-6127
evergreeninsurance.us
The Misner Insurance Agency, Inc.
610 Route 211 E, Ste 2, Middletown, NY 10941
(845) 434-7755
misneragency.com
A disability insurance agent in Middletown, NY helps individuals and business owners secure income protection policies. New York law requires that disability insurance policies include certain minimum benefits, such as coverage for pregnancy-related disabilities. Agents can guide you through options like short-term and long-term disability plans tailored to your occupation and budget.
What Does a Disability Insurance Agent in Middletown Cost?
The cost of disability insurance in New York varies based on age, health, occupation, and benefit amount. Typical premiums range from 1 percent to 3 percent of your annual income. For a 40-year-old professional earning 80,000 dollars, a long-term policy might cost 800 to 2,400 dollars per year. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Middletown do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, exclusions, and riders. In New York, agents must be licensed by the Department of Financial Services.
What types of disability insurance are available in New York?
New York offers both short-term and long-term disability insurance. Short-term policies typically cover 50 to 70 percent of your income for a few months. Long-term policies can provide benefits for years or until retirement age.
How does New York law affect disability insurance policies?
New York Insurance Law requires that disability policies include a minimum benefit period and coverage for maternity. Policies must also offer a conversion option if your group plan ends. An agent can explain these requirements in detail.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of NY.