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Disability Insurance Agents in Shaker Heights, OH

Directory of disability insurance agents in Shaker Heights, Ohio. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Shaker Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 4 disability insurance agents in Shaker Heights, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan King - State Farm Insurance Agent
20616 John Carroll Blvd, Shaker Heights, OH 44118
(440) 439-9990 ryankinginsurance.com
Rink Insurance Solutions
3558 Lee Rd, Shaker Heights, OH 44120
(216) 478-9068 rinkinsurancesolutions.com
Robin Gorman - State Farm Insurance Agent
16812 Chagrin Blvd, Shaker Heights, OH 44120
(216) 283-0080 robingorman.com
Brown Brown Insurance Services
3691 Lee Rd #210, Shaker Heights, OH 44120
(216) 751-2713 brownbrowninsuranceservices.com

Disability insurance agents in Shaker Heights, Ohio help residents understand their policy options and file claims. Ohio law requires insurers to respond to claims within 30 days. Working with a local agent can simplify the process and ensure you meet all deadlines.

What Does a Disability Insurance Agent in Shaker Heights Cost?

Disability insurance agents in Ohio typically work on commission, so there is no direct fee for their services. Policy premiums vary based on age, health, and coverage amount, ranging from 1% to 3% of your annual income. Costs also depend on the waiting period and benefit duration. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Shaker Heights do?
A disability insurance agent helps you choose a policy, file claims, and appeal denials. They explain Ohio-specific rules such as the 30-day response requirement for insurers. Agents do not provide legal advice but can guide you through the process.
How long do I have to file a disability claim in Ohio?
Ohio law does not set a specific deadline for filing a claim, but policies often require prompt notification. Most policies require you to submit proof of loss within 90 days. Check your policy for exact time limits.
Can a disability insurance agent help with an appeal in Ohio?
Yes, an agent can help you gather documents and submit a formal appeal. Ohio law allows you to request a review of a denied claim. The insurer must respond to your appeal within 30 days.