The top-rated disability insurance agent in North Kingstown, Rhode Island is Mary Lippe: Allstate Insurance, rated 4.8 stars across 34 reviews. Other highly rated options include Perspectives Corporation, North Kingstown Insurance, Cathleen Harrison: Allstate Insurance. This directory lists 10 disability insurance agents serving North Kingstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mary Lippe: Allstate Insurance | 6828 Post Rd | (401) 885-6110 |
| 2 | Perspectives Corporation | 1130 Ten Rod Rd STE B101 | (401) 294-3990 |
| 3 | North Kingstown Insurance | 6480 Post Rd #2 | (401) 337-7023 |
| 4 | Cathleen Harrison: Allstate Insurance | 685 Boston Neck Rd | (401) 725-8150 |
| 5 | LENNON INSURANCE AGENCY LLC | 7444 Post Rd | (401) 783-1816 |
| 6 | Amwins Group Benefits. LLC. | 50 Whitecap Dr | (800) 242-1991 |
| 7 | Wickford Insurance Inc | 1130 Ten Rod Rd | — |
| 8 | Sangster Insurance | 70 Romano Vineyard Way | (401) 295-2200 |
| 9 | Axia Insurance Services | 420 Scrabbletown Rd Suite C | (401) 268-3060 |
| 10 | Nationwide Insurance: Mark J Graham | 650 Ten Rod Rd | (401) 295-9100 |
What Does a a Disability Insurance Agent in North Kingstown Cost?
Typical costs for disability insurance in Rhode Island range from 1% to 3% of your annual income for a policy. For a person earning $50,000 per year, premiums may be $500 to $1,500 annually. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in North Kingstown
Disability insurance agents in North Kingstown Rhode Island help residents and workers secure income protection plans. Rhode Island state law requires employers to provide temporary disability insurance through the Temporary Disability Insurance program. A local agent can guide you through private policies that supplement state benefits or cover self employed individuals.
Frequently Asked Questions
What does a disability insurance agent in North Kingstown do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, waiting periods, and benefit amounts. They also assist with filing claims and understanding policy terms.
How is Rhode Island disability insurance different from other states?
Rhode Island has a mandatory Temporary Disability Insurance program for most workers. This state program covers non work related illness or injury. A private disability insurance agent can help you add extra coverage beyond the state benefit.
Do I need a disability insurance agent if I already have RI state TDI?
Yes, because state TDI only covers a portion of your wages for a limited time. A disability insurance agent can help you buy a private policy to fill gaps. This is important for self employed people who do not qualify for state TDI.
Disability Insurance Agents in Other Rhode Island Cities
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