Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 8 disability insurance agents in North Providence, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kraig Cloutier: Allstate Insurance
1535 Smith St UNIT 1, North Providence, RI 02911
(401) 861-7500
agents.allstate.com
A. E. Mazika Insurance Services
1529 Mineral Spring Ave, North Providence, RI 02904
(401) 353-9300
aemazika.com
The Cloutier Insurance Agency
1535 Smith St, North Providence, RI 02911
(401) 861-7500
kraigcloutier.com
Jeo Sanchez: Allstate Insurance
1987 Mineral Spring Ave, North Providence, RI 02904
(401) 349-2900
agents.allstate.com
Safepoint Insurance RI
132 Vincent Ave, North Providence, RI 02904
(401) 859-3440
A R Bucci Insurance Agency Inc
214 High Service Ave, North Providence, RI 02904
(401) 354-8700
arbucciinsurance.com
Equity Insurance Group LLC
1515 Smith St J, North Providence, RI 02911
(401) 648-6501
More Secured Insurance RI
1635 Mineral Spring Ave, North Providence, RI 02904
(401) 859-5631
What Does a Disability Insurance Agent in North Providence Cost?
In Rhode Island, disability insurance premiums for an individual policy typically range from 200 to 800 dollars per year for a 1,000 dollar monthly benefit, depending on age and health. Group policies through an employer may cost 50 to 150 dollars per month for a 60% income replacement. Costs vary by situation based on occupation, waiting period, and benefit duration. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent do in North Providence?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and needs. They explain policy terms, exclusions, and benefit amounts. They also assist with filing claims and understanding Rhode Island disability laws.
How does Rhode Island state disability insurance work with private policies?
Rhode Island provides Temporary Disability Insurance (TDI) for eligible workers, covering partial wage replacement for up to 30 weeks. A private disability insurance agent can help you buy a supplemental policy to fill gaps in the state plan, such as longer benefit periods or higher replacement rates.
What factors affect disability insurance costs in Rhode Island?
Costs depend on your age, occupation, health history, benefit amount, and waiting period. In Rhode Island, a typical individual policy may cost between 1% and 3% of your annual income. Group plans through employers often have lower rates. Always compare quotes from multiple agents.