Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 disability insurance agents in Wakefield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gates Insurance Agency, Inc.
238 Robinson St, Wakefield, RI 02879
(401) 789-3071
gatesinsurance.com
The Liberty Company Insurance Brokers (Formerly Lennon Insurance Services LLC)
179 Main St, Wakefield, RI 02879
(401) 783-1816
libertycompany.com
Michael Granieri: Allstate Insurance
24 Salt Pond Rd Ste A1, Wakefield, RI 02879
(401) 789-3053
agents.allstate.com
What Does a Disability Insurance Agent in Wakefield Cost?
Costs for disability insurance through an agent in Rhode Island vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income, so a policy covering $5,000 per month might cost $50 to $150 per month. Agents earn commissions from insurers, so their services are usually free to you. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Wakefield do?
A disability insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms, exclusions, and how Rhode Island state disability benefits may affect your private plan. They do not provide legal advice or handle claims disputes.
How is Rhode Island disability insurance different from private coverage?
Rhode Island offers a state Temporary Disability Insurance (TDI) program that provides partial wage replacement for up to 30 weeks. Private disability insurance agents in Wakefield can help you buy a policy that supplements TDI or provides longer-term coverage. Private policies often have different definitions of disability and waiting periods.
Do I need a disability insurance agent if I have Rhode Island TDI?
Rhode Island TDI only covers short-term disability and has a maximum benefit amount. A disability insurance agent in Wakefield can help you find a private policy to cover higher income levels or longer periods. Many residents use both state and private coverage for full protection.