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Disability Insurance Agents in Westerly, RI

Looking for a disability insurance agent in Westerly? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Westerly, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 8 disability insurance agents in Westerly, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lathrop Insurance
33 Crestview Dr, Westerly, RI 02891
(401) 596-2525 lathropinsurance.com
Fallon Insurance Agency
43 Broad St # 3, Westerly, RI 02891
(401) 868-8265 fallonagency.com
Mansfield Insurance Agency
115 High St #1821, Westerly, RI 02891
(401) 596-2096 mansfieldins.com
Louis Panciera Insurance
48 Main St, Westerly, RI 02891
(401) 596-4977 louispancierainc.com
Thorp & Trainer
107 Airport Rd, Westerly, RI 02891
(401) 596-0146 thorptrainer.com
Schonning Insurance
90 Airport Rd, Westerly, RI 02891
(401) 348-2000 schonninginsurance.com
Bouvier Insurance, A HUB International Company: Westerly
2 Wilder Ave, Westerly, RI 02891
(401) 326-6000 binsurance.com
Philip Overton - Prudential Financial
53 High St Suite 31, Westerly, RI 02891
(401) 596-8297 prudential.com

Disability insurance agents in Westerly, Rhode Island help individuals and businesses find coverage that protects income during illness or injury. Rhode Island law requires employers to provide temporary disability insurance through the state program, but private agents can help supplement this with additional long-term or short-term policies. Working with a local agent ensures you understand state-specific rules and deadlines for filing claims.

What Does a Disability Insurance Agent in Westerly Cost?

Disability insurance premiums in Rhode Island typically range from 1% to 3% of your annual income for individual policies. Group plans through employers may cost less per month. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Westerly do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, exclusions, and waiting periods. They also assist with filing claims and understanding Rhode Island disability benefits.
How is Rhode Island disability insurance different from other states?
Rhode Island has a state-run Temporary Disability Insurance (TDI) program that provides partial wage replacement for non-work-related injuries or illnesses. Private disability insurance agents can help you get additional coverage that works alongside TDI. The state also has specific time limits for filing TDI claims, usually within 30 days of becoming disabled.