The top-rated disability insurance agent in Lubbock, Texas is LSM Insurance Agency, rated 4.9 stars across 253 reviews. Other highly rated options include Pirkle Weir Insurance Agency, Dear Insurance, All Write Insurance Agency. This directory lists 19 disability insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 2 | Pirkle Weir Insurance Agency | 2509 86th St | (806) 368-7340 |
| 3 | Dear Insurance | 4412 74th St Suite A-100 | (806) 787-3571 |
| 4 | All Write Insurance Agency | 2413 20th St | (806) 763-2886 |
| 5 | Marc Whitehead & Associates, Attorneys at Law LLP | 604 County Rd 7200 Suite 4 | (806) 304-5454 |
| 6 | The Shropshire Insurance Agency, Inc. | 5812 66th St | (806) 763-7311 |
| 7 | Beadle Insurance Agency, LLC | 8008 Slide Rd Suite 22 | (806) 798-7900 |
| 8 | Alliance Insurance Agency | 2706 82nd St | (806) 792-0135 |
| 9 | Hettler Insurance Agency | 4720 S Loop 289 | (806) 798-7800 |
| 10 | South Plains Insurance Agency | 5313 50th St Ste C2 | (806) 783-9517 |
LSM Insurance Agency serves Lubbock, Texas, and the surrounding county by helping individuals find disability insurance coverage that suits their personal or professional needs. The company focuses on securing income protection for clients in case of illness or injury that prevents them from working. Policies are designed to replace a portion of lost wages during a covered disability. To this end, LSM Insurance Agency assists clients with both short-term and long-term disability insurance plans.
Pirkle Weir Insurance Agency provides services related to disability income protection for individuals in Lubbock, Texas. Their work involves evaluating clients’ occupational needs and income streams to match them with suitable insurance plans that offer financial support if a disability prevents them from working. The agency maintains ongoing service through policy reviews and claims assistance to ensure coverage remains appropriate over time. They serve clients associated with a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Dear Insurance provides a full range of services as a disability insurance agent in Lubbock, Texas, including policy analysis, application assistance, and coverage recommendations tailored to individual professional needs. Their service approach includes ongoing policy reviews and claims support to help clients navigate changing circumstances. They routinely service professionals working in settings such as single-family homes, apartment complexes, retail establishments, and full-service restaurants.
All Write Insurance Agency serves homeowners, businesses, and property managers in Lubbock, Texas, and the surrounding South Plains region. As a disability insurance agent, the company helps clients secure coverage that replaces a portion of income if illness or injury prevents them from working. The agency guides individuals and business owners through the process of selecting appropriate policy terms. Disability income protection is also available for professionals and self-employed workers. The firm additionally covers the nearby communities of Wolfforth and Frenship.
Marc Whitehead & Associates, Attorneys at Law LLP serves clients in Lubbock, Texas, and the surrounding South Plains communities, focusing on disability insurance agent matters. The firm handles claims, appeals, and policy evaluations for individuals navigating complex disability insurance issues. Its general approach involves reviewing each client’s policy details carefully, then coordinating with insurers to address application hurdles or existing denial challenges through a structured administrative process.
The Shropshire Insurance Agency, Inc. in Lubbock, TX helps clients choose between one-time quote reviews and recurring plan updates for disability coverage. This local agent evaluates income protection needs, including short-term and long-term policies tailored to individual professions. Service is provided on an as-needed basis, allowing clients to request assessments either when a life event occurs or at any time they wish to review their existing benefits.
Beadle Insurance Agency, LLC in Lubbock, TX focuses on helping individuals secure disability insurance policies that protect their income if an illness or injury prevents them from working. It also assists clients in reviewing their existing coverage to ensure it aligns with their current financial circumstances and professional obligations. Whether a resident is starting a new job after graduation or facing the seasonal physical demands of agriculture work in the South Plains, the agency helps address the specific gaps in protection that arise during these life events.
Alliance Insurance Agency in Lubbock, Texas, connects local professionals with income protection strategies through its specialized role as a disability insurance agent. The firm helps clients evaluate policies that replace a portion of earnings if illness or injury prevents them from working. By focusing on this specific coverage, the agency addresses a common financial vulnerability for workers in the area. It serves commercial sectors such as offices, warehouses, and food service establishments seeking to safeguard their employees and operations against lost wages due to disability.
In Lubbock, TX, where local industries and weather patterns can sometimes disrupt regular income, many residents seek protection for their financial stability. Hettler Insurance Agency addresses these needs by offering disability insurance agent services designed to replace a portion of lost wages when illness or injury prevents work. The agency assists clients in understanding policy terms and benefit periods to ensure appropriate coverage. A typical first step involves a no-obligation initial assessment, where the agent reviews an individual’s current income and occupational duties.
Operating throughout the Lubbock area, South Plains Insurance Agency first assists residential clients with individual disability income protection. The agency also guides local commercial enterprises through business overhead expense policies and key person coverage. Serving Lubbock and the surrounding South Plains region, the agent works to tailor plans that help replace lost earnings due to an illness or injury. Clients often return to update their coverage during major life changes or between their regular policy review visits.
What Does a a Disability Insurance Agent in Lubbock Cost?
Disability insurance premiums in Texas typically range from 1 percent to 3 percent of your annual income. For a 40 year old earning 60000 per year a policy might cost between 600 and 1800 annually. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Lubbock
Disability insurance agents in Lubbock Texas help individuals and businesses find coverage that protects income if injury or illness prevents work. Texas law requires disability policies to include specific provisions like a free look period and a grace period for premium payments. Local agents understand the needs of Lubbock residents from healthcare workers at Covenant Health to farmers in the South Plains.
Frequently Asked Questions
What does a disability insurance agent in Lubbock do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your occupation and income. They can also assist with filing claims and understanding policy terms under Texas Insurance Code.
How long do I have to file a disability claim in Texas?
Texas law does not set a specific deadline for filing a disability claim but most policies require prompt notice within 20 to 30 days. Check your policy for exact time limits and contact an agent if you have questions.
Are disability insurance premiums tax deductible in Texas?
If you pay premiums with after tax dollars your benefits are generally tax free. If your employer pays the premiums then benefits are taxable. A local agent can explain how this applies to your situation.
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