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Disability Insurance Agents in Bristol, VA

Browse disability insurance agents serving Bristol, Virginia. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Bristol, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 3 disability insurance agents in Bristol, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
BTJ Insurance - Brian Lewis, Agent
310 Piedmont Ave, Bristol, VA 24201
(276) 669-6645 leavitt.com
Hamilton Insurance Agency
840 Cumberland St, Bristol, VA 24201
(276) 669-9200 hamiltoninsuranceagency.com
Sesco Group, Inc.
225 Commonwealth Ave, Bristol, VA 24201
(276) 644-9130 sesco.group

A disability insurance agent in Bristol Virginia can help you find a policy that replaces part of your income if you become unable to work. Virginia law does not require private disability insurance but agents can explain group and individual plans available in the state. Working with a local agent ensures you understand how Virginia specific regulations and policy terms apply to your situation.

What Does a Disability Insurance Agent in Bristol Cost?

Disability insurance costs in Virginia typically range from 1% to 3% of your annual income for a policy that covers 60% of your salary. For a 40 year old earning 50000 per year a policy might cost between 500 and 1500 annually. Factors like age occupation health and benefit amount affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Bristol do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain key terms like elimination periods and benefit durations. They also help you understand how Virginia state laws affect your policy.
Is disability insurance required in Virginia?
No, Virginia does not require individuals to carry private disability insurance. However some employers in Bristol may offer group disability coverage as a benefit. An agent can help you decide if an individual policy is right for you.
How long does it take to get a disability insurance policy in Virginia?
The application process usually takes a few days to a few weeks depending on your health history and the policy type. Virginia agents can guide you through medical underwriting and paperwork. Some policies may have a waiting period before benefits begin.