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Find Disability Insurance Agents Near You in South Charleston, WV

Looking for a disability insurance agent in South Charleston? Review the directory below to compare your options.

4 agents listed
Updated May 2026
South Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 4 disability insurance agents in South Charleston, WV Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Caldwell Insurance Agency
20 MacCorkle Ave SW, South Charleston, WV 25303
(304) 347-8972 caldwellinsurancewv.com
Asseff Insurance Agency
322 2nd Ave, South Charleston, WV 25303
(304) 205-7926 asseffinsurance.com
Providence Insurance Agency, LLC
5422 MacCorkle Ave SW, South Charleston, WV 25309
(304) 807-9931 providenceinsurancellc.com
Saraceno & Associates, LLC
708 Glendale Ave, South Charleston, WV 25303
(304) 543-4063 noproblemquote.com

Disability insurance agents in South Charleston, West Virginia help individuals and businesses find coverage that protects income if illness or injury prevents work. West Virginia law requires agents to be licensed by the West Virginia Insurance Commission. Local agents understand the specific needs of workers in the Kanawha Valley region.

What Does a Disability Insurance Agent in South Charleston Cost?

Disability insurance agent services in West Virginia are typically paid through commissions from the insurance carrier, so you do not pay a direct fee for policy placement. Premiums for individual disability insurance range from 1% to 3% of your annual income, or about $50 to $200 per month for a $3,000 monthly benefit. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in South Charleston do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options like own-occupation or any-occupation definitions. They assist with completing applications and can guide you through the claims process. Agents do not provide legal advice but can help you understand policy terms.
How long do I have to file a disability claim in West Virginia?
West Virginia does not set a specific state deadline for filing disability claims, but most policies require notice within 30 days of disability. For ERISA-governed group plans, you must file an appeal within 180 days of a denial. Always check your policy for exact time limits.