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Directory of disability insurance agents in Onalaska, Wisconsin. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Onalaska, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Wisconsin before hiring.
Showing 3 disability insurance agents in Onalaska, WI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hougom Insurance Agency
115 10th Ave S Suite A, Onalaska, WI 54650
(608) 799-8434
hougominsurance.com
Fleis Insurance Agency
1824 E Main St, Onalaska, WI 54650
(608) 783-5206
fleisinsurance.com
Spectrum Insurance Group - Onalaska
9538 E 16 Frontage Rd, Onalaska, WI 54650
(608) 785-1120
spectruminsgroup.com
A disability insurance agent in Onalaska, Wisconsin can help you understand your policy options and file claims. Wisconsin law requires insurers to respond to claims within specific timeframes, often 30 days for initial decisions. Local agents know the regional market and can guide you through the process.
What Does a Disability Insurance Agent in Onalaska Cost?
Disability insurance agent services in Wisconsin typically cost nothing upfront because agents earn commissions from insurers. Policy premiums vary widely based on age, health, and coverage amount, often ranging from 1 percent to 3 percent of your annual income. Some agents charge a flat fee for claim assistance, which can be 200 to 500 dollars per hour or a percentage of benefits recovered. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Onalaska do?
A disability insurance agent helps you choose a policy, file claims, and appeal denials. They work with insurers to ensure you receive benefits you are entitled to under your contract. In Wisconsin, agents must be licensed by the state Office of the Commissioner of Insurance.
How long do I have to file a disability claim in Wisconsin?
Wisconsin law does not set a single deadline for filing claims, but most policies require prompt notice. You should review your policy for specific time limits. The state allows up to 12 months to file a lawsuit after a claim denial under Wis. Stat. sec. 893.93.
Can a disability insurance agent help with an appeal in Wisconsin?
Yes, an agent can assist with the appeals process by gathering medical records and submitting required forms. Wisconsin insurers must provide a written explanation for any denial. Agents can help you meet deadlines and avoid common mistakes.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Wisconsin.