The top-rated farm insurance agent in Bakersfield, California is Elizabeth Cardenas - State Farm Insurance Agent, rated 5.0 stars across 499 reviews. Other highly rated options include Isaias Ruiz - State Farm Insurance Agent, Johnny Williamson - State Farm Insurance Agent, Kelli Holz - State Farm Insurance Agent. This directory lists 20 farm insurance agents serving Bakersfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elizabeth Cardenas - State Farm Insurance Agent | 5201 California Ave Suite 230 | (661) 327-0838 |
| 2 | Isaias Ruiz - State Farm Insurance Agent | 1400 Easton Dr STE 127 | (661) 637-1060 |
| 3 | Johnny Williamson - State Farm Insurance Agent | 915 17th St | (661) 324-8700 |
| 4 | Kelli Holz - State Farm Insurance Agent | 3127 19th St | (661) 829-1011 |
| 5 | Mike Brazzell - State Farm Insurance Agent | 3001 F St B | (661) 872-7770 |
| 6 | Barney Storms - State Farm Insurance Agent | 4800 Stockdale Hwy Ste 414 | (661) 324-4077 |
| 7 | Farmers Insurance - Marcy Parmley | 3616 Coffee Rd B | (661) 587-4554 |
| 8 | Abir Meerza - State Farm Insurance Agent | 1100 Mohawk St STE 240 | (661) 322-3338 |
| 9 | Dennis Stitt - State Farm Insurance Agent | 5301 Office Park Dr Ste 405 | (661) 398-2203 |
| 10 | Jose Ramos - State Farm Insurance Agent | 4004 Panama Ln Ste 600 | (661) 827-4677 |
Elizabeth Cardenas - State Farm Insurance Agent serves Bakersfield, California, and the surrounding Kern County area, providing farm insurance and related coverage solutions for agricultural operations in this region. The agency helps local farmers and ranchers protect their properties, equipment, and livelihood against common risks in the Central Valley. Services include policies tailored for structures like barns and sheds, as well as liability protection for acreage and livestock. The office handles specialized endorsements for farming machinery and crop loss coverage.
Isaias Ruiz - State Farm Insurance Agent in Bakersfield, California provides personalized farm insurance services, including coverage for agricultural structures, equipment, and liability. The agency offers regular policy reviews and claim assistance to help maintain adequate protection for changing farming operations. Service plans include risk assessments and updates as property values or business needs evolve. This agent services a variety of properties, such as single-family homes, apartments, retail spaces, and restaurants.
Johnny Williamson - State Farm Insurance Agent serves homeowners, business owners, and property managers in Bakersfield, California who need comprehensive protection for their agricultural assets and rural properties. The agency specializes in tailoring coverage for farms, ranches, and equestrian operations, addressing unique risks such as crop loss, livestock liability, and equipment damage. Policies for barns, outbuildings, and farm vehicles are also available through this local office. The agency additionally covers policyholders in the nearby community of Oildale within Kern County.
Kelli Holz serves farm owners in Bakersfield, California, and the surrounding Kern County communities. As a local farm insurance agent, this office handles various policies designed to protect agricultural properties, equipment, and livestock. The agency assists clients in assessing their unique rural coverage needs, including liability protection for farm-related operations. Kelli Holz takes a detailed, consultative approach to each client, personally reviewing property specifics and daily operational risks to assemble a comprehensive insurance plan that fits the individual farm.
Mike Brazzell - State Farm Insurance Agent in Bakersfield, California, advises clients on the distinction between single-policy purchase options and recurring coverage plans, tailoring each approach to specific farm needs. This includes protecting crops, equipment, and structures from regional risks. The office provides consultation on liability limits and property protections without promoting specific carriers. For scheduling, clients typically utilize as-needed consultations and renewal periods to review their current plans, rather than committing to a fixed service interval. This flexible service model runs on a primarily as-needed basis.
As a farm insurance agent in Bakersfield, CA, Barney Storms offers specialized coverage for agricultural structures, equipment, and livestock. The agency also provides general auto, home, and life insurance policies to meet broader personal and business needs. With the region’s exposure to drought and wildfires, the agency helps farmers review their policies before peak fire season to ensure adequate protection for crops and outbuildings against these seasonal threats.
As harvest season approaches in Bakersfield, farmers face the dual pressures of protecting equipment and crop yields. Farmers Insurance - Marcy Parmley provides farm insurance coverage custom to these specific agricultural concerns. The agency understands that local conditions, from drought cycles to sudden storms, create unique exposures for each operation, and policies are structured accordingly. Coverage solutions address barns, livestock, and essential machinery against potential losses. A thorough initial inspection of the property helps identify existing risks and ensure that the foundation of coverage is appropriate before any binding decision is made.
Abir Meerza - State Farm Insurance Agent in Bakersfield, CA provides standard farm insurance policies that cover essential property and liability needs for agricultural operations. The agency also specializes in adding optional coverage endorsements such as protection for farm equipment, livestock, and crop structures. This allows local farms to customize their policies against region-specific weather and operational risks. Beyond agriculture, the company serves commercial sectors including offices, warehouses, and food service establishments with tailored business insurance solutions.
Dennis Stitt offers farm insurance services in Bakersfield, CA, helping residential clients protect their property and personal assets from common rural risks. For commercial farming operations, the agency provides coverage tailored for equipment, livestock, and production liabilities throughout the area. Working closely with local agricultural customers, the agent reviews policies seasonally and remains available for follow-up consultations between regular visits to address any changing coverage needs.
Jose Ramos - State Farm Insurance Agent serves Bakersfield, California, and is known for providing farm insurance coverage tailored to local agricultural operations. The agency helps farmers and ranchers protect their property, equipment, and livestock from common risks associated with the region. Clients receive personalized support in assessing their specific needs and selecting appropriate policies. A specialty service this agency can add on is liability coverage for farm-related activities, such as agritourism events or roadside produce stands.
What Does a a Farm Insurance Agent in Bakersfield Cost?
Typical farm insurance costs in California range from 500 to 5,000 dollars per year for small operations, and can exceed 20,000 dollars for large commercial farms. Premiums depend on crop type, acreage, livestock value, location, and coverage limits. For example, a 50-acre almond orchard might pay 2,000 to 4,000 dollars annually for basic coverage. This is general information, not insurance advice.
About farm insurance agents in Bakersfield
Farm insurance agents in Bakersfield help growers and ranchers protect their operations from financial loss. California law requires certain coverage for commercial farms, such as workers compensation if you have employees. Local agents understand the specific risks of Kern County agriculture, including drought, flood, and wildfire threats.
Frequently Asked Questions
What types of farm insurance are available in Bakersfield?
Common policies include crop insurance, livestock coverage, farm liability, equipment protection, and barn or structure insurance. California also offers multi-peril crop insurance through the federal program for many local crops like almonds and grapes.
Do I need workers compensation insurance for my farm in California?
Yes, California law requires workers compensation insurance for any farm with one or more employees. This includes seasonal and part-time workers. Failure to carry it can result in fines and legal penalties.
How does California water law affect farm insurance?
California water rights and regulations can impact your farm risk profile. Some policies may exclude losses from water shortages or regulatory restrictions. An agent can help you find endorsements to cover drought-related losses if available.
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