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Farm Insurance Agents in Santa Cruz, CA

Looking for a farm insurance agent in Santa Cruz? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Santa Cruz, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 farm insurance agents in Santa Cruz, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Buich - State Farm Insurance Agent
2222 E Cliff Dr Ste 200, Santa Cruz, CA 95062
(831) 464-4300 chrisbuich.com
Lydia Harville - State Farm Insurance Agent
1044 41st Ave, Santa Cruz, CA 95062
(831) 476-6665 lydiaharville.com
O'Brien Insurance Agency
1722 Seabright Ave, Santa Cruz, CA 95062
(831) 621-1311 obinsure.com
Paul Nelson Insurance Services
730 Mission St #201, Santa Cruz, CA 95060
(831) 426-9900 bayareainsured.com
Skip Leonard - State Farm Insurance Agent
1101 Water St, Santa Cruz, CA 95062
(831) 429-2700 skipleonard.com
Ace Althouse - State Farm Insurance Agent
1215 Mission St, Santa Cruz, CA 95060
(831) 420-1555 agent-ace.com
Farmers Insurance - Michael Baxter
730 Mission St #201, Santa Cruz, CA 95060
(831) 427-0900 agents.farmers.com
Farmers Insurance - Ted Herzon
406 Mission St # F, Santa Cruz, CA 95060
(408) 666-1672 agents.farmers.com
Farmers Insurance - Mark Battey
410 Ocean St, Santa Cruz, CA 95060
(831) 423-7163 agents.farmers.com

Farm insurance agents in Santa Cruz, California help protect your agricultural operation from financial loss. California law requires liability coverage for certain farm vehicles and structures under the California Vehicle Code and local ordinances. Agents in Santa Cruz understand the unique risks of coastal farming, including wildfire and flood exposure.

What Does a Farm Insurance Agent in Santa Cruz Cost?

Typical farm insurance costs in California range from 800 to 3,000 dollars per year for small operations, and 3,000 to 10,000 dollars or more for larger farms. Premiums depend on factors like acreage, livestock value, and location in Santa Cruz. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does farm insurance typically cover in Santa Cruz?
Farm insurance in Santa Cruz can cover dwellings, barns, equipment, livestock, and crop loss. Liability protection for farm-related injuries is also included. Policies often address specific local risks like wildfire damage or coastal flooding.
Do I need separate flood insurance for my farm in Santa Cruz?
Standard farm insurance policies do not cover flood damage. You may need a separate flood policy through the National Flood Insurance Program or a private insurer. Santa Cruz County has designated flood zones that affect this requirement.