The top-rated farm insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, Jim Plane - State Farm Insurance Agent, Josh Chase - State Farm Insurance Agent. This directory lists 16 farm insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 806 S Public Rd #102 | (303) 660-0470 |
| 2 | Shawn Hughes - State Farm Insurance Agent | 2676 Northpark Dr STE 100 | (303) 665-4600 |
| 3 | Jim Plane - State Farm Insurance Agent | 1319 W Baseline Rd #201b | (720) 890-5916 |
| 4 | Josh Chase - State Farm Insurance Agent | 1200 W South Boulder Rd Ste 202 | (303) 450-8100 |
| 5 | Shelter Insurance - Jo Peters | 808 S Public Rd # 203 | (303) 666-0828 |
| 6 | Marc Sisler - State Farm Insurance Agent | 1345 Plaza Ct N #1a | (303) 993-6067 |
| 7 | Rocky Mountain Insurance Center | 1361 Forest Park Cir #105 | (720) 335-6872 |
| 8 | Farmers Insurance - Daniel Coons | 1225 Cimarron Dr Unit 201 | (303) 665-2752 |
| 9 | Farmers Insurance - Jason Tichota | 2590 Trailridge Dr E Ste 100 | (720) 438-7878 |
| 10 | Isaac Sotelo - State Farm Insurance Agent | 2676 Northpark Dr Suite 200 | (720) 891-4917 |
Inszone Insurance Services serves Lafayette and the surrounding Boulder County area as a farm insurance agent. The agency helps local agricultural clients manage risk by tailoring coverage for their unique operations. Standard policies address liability and property damage on farms and ranches. More specialized offerings protect vital equipment and harvested crops. The firm works extensively with animal liability and farm structures. It handles business interruption coverage for agricultural producers and comprehensive protection for livestock as well.
Shawn Hughes - State Farm Insurance Agent in Lafayette, CO, offers a range of services from standard farm insurance policies to comprehensive risk assessments for agricultural operations. Its maintenance plans include periodic policy reviews to ensure adequate coverage as property values or business needs change. The agent serves single-family homes, apartments, retail establishments, and restaurants specialising in farm-related or commercial activities within the local area.
Jim Plane - State Farm Insurance Agent in Lafayette, Colorado, distinguishes between one-time policy placements and ongoing coverage adjustments as a farm insurance agent. Services address property, liability, and crop protection needs for local agricultural operations. The agency evaluates risks specific to rural structures and equipment. Service runs on an as-needed basis, with clients contacting the office for policy reviews, claims support, or coverage changes at any time.
Josh Chase - State Farm Insurance Agent serves homeowners, businesses, and property managers throughout the Lafayette area by providing personalized farm insurance solutions. As a farm insurance agent, this agency helps protect agricultural properties, livestock, equipment, and liability exposures common in Boulder County’s farming community. The office specializes in customizing coverage for local ranches, hobby farms, and commercial agricultural operations to fit varying operational needs. Along with serving Lafayette clients, Josh Chase also covers nearby communities such as Louisville and Superior for those seeking local farm insurance support.
Shelter Insurance - Jo Peters provides farm insurance in Lafayette, Colorado, differentiating between single-policy purchases for discrete asset protection and recurring annual packages that adapt to evolving agricultural operations. Coverage options commonly encompass farm structures, equipment, liability risks, and livestock, tailored to regional farming practices. The agent also assists with crop protection strategies and broader rural property needs. Service plans operate on a scheduled basis, with the option for as-needed consultations available throughout the policy term to address seasonal changes.
Marc Sisler - State Farm Insurance Agent serves Lafayette, Colorado, and the surrounding Boulder County communities, handling farm insurance policies for local agricultural operations. The agency addresses coverage for farm structures, equipment, and livestock, as well as general liability. Each client’s unique farming operation is assessed to tailor its policy according to the specific scale and risks involved. The agent works directly with each customer to review coverage options and adjust the plan based on the property’s value and operational needs.
Rocky Mountain Insurance Center offers tailored coverage for livestock, crop, and equine operations in Lafayette, Colorado. The agency works closely with area farmers and ranchers to design policies that address liability, equipment, and barn structures. It advises on risk management throughout the growing season and helps protect against losses from hailstorms, which frequently threaten Front Range harvests in late summer.
Farmers Insurance - Daniel Coons provides property and casualty coverage for clients in and around Lafayette, Colorado. This agency specializes in farm insurance, offering policies that protect agricultural structures, equipment, and livestock from common local risks. Additional coverages may include liability protection for farming operations and supplemental options for barns or crop storage. The office can serve a variety of commercial sectors in the region, including offices, warehouses, and food service establishments that require custom risk management solutions.
Spring planting in Lafayette often presents new equipment and liability risks for local farmers. Farmers Insurance - Jason Tichota responds by reviewing individual operations to identify coverage gaps for crops, machinery, and structures. The agency explains how standard homeowners policies usually exclude farm-related exposures. Following an initial discussion, they schedule a thorough inspection of the property, equipment, and storage facilities. This assessment step ensures the final insurance plan reflects the farm’s actual daily activity and asset value.
Isaac Sotelo - State Farm Insurance Agent in Lafayette, CO provides residential farm insurance coverage for local homeowners and agricultural property. The agency also offers commercial farm policies to protect equipment, livestock, and business operations throughout the surrounding area. Service is available to farmers and ranchers across Lafayette and nearby communities. After each policy review or claim assistance, the agent schedules follow-up contact to maintain coverage between regular annual visits.
What Does a a Farm Insurance Agent in Lafayette Cost?
The cost of farm insurance in Colorado varies widely based on farm size location and coverage types. A small hobby farm policy might cost between 500 and 1500 dollars per year. A larger commercial farm with multiple buildings and equipment can cost 3000 to 10000 dollars or more annually. Factors like crop type livestock numbers and claims history affect the premium. This is general information and not insurance advice.
About farm insurance agents in Lafayette
Farm insurance agents in Lafayette Colorado help local farmers and ranchers protect their operations. Agents can tailor policies to cover crops livestock equipment and farm structures. Colorado law requires specific liability coverage for certain farm operations so working with a local agent who knows state regulations is important.
Frequently Asked Questions
What types of farm insurance are available in Lafayette Colorado?
Common farm insurance policies include crop insurance livestock coverage farm liability and equipment protection. Many agents also offer coverage for barns fences and irrigation systems. Colorado farmers may also need specific endorsements for hail or wildfire damage.
Do Colorado farm insurance policies cover liability for agritourism?
Yes many farm insurance policies can include liability coverage for agritourism activities like farm tours or pumpkin patches. Colorado has specific laws regarding liability waivers for agritourism. An agent can help you add this coverage to your policy.
Is farm insurance required by law in Colorado?
Colorado does not require farm insurance by law but most lenders require it for mortgaged farm property. Liability coverage is strongly recommended to protect against accidents. Additionally Colorado workers compensation insurance is required if you have farm employees.
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