The top-rated farm insurance agent in Lakeland, Florida is Mike Dluzniewski - State Farm Insurance Agent, rated 4.9 stars across 620 reviews. Other highly rated options include Rachel Machin - State Farm insurance Agent, Bret Denney - State Farm Insurance Agent, Mark Lanier - State Farm Insurance Agent. This directory lists 20 farm insurance agents serving Lakeland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Dluzniewski - State Farm Insurance Agent | 1818 Harden Blvd #140 | (863) 816-6092 |
| 2 | Rachel Machin - State Farm insurance Agent | 6595 Florida Ave S Unit 1 | (863) 683-5553 |
| 3 | Bret Denney - State Farm Insurance Agent | 5300 Florida Ave S #1 | (863) 644-3505 |
| 4 | Mark Lanier - State Farm Insurance Agent | 305 W Highland Dr | (863) 644-6619 |
| 5 | Bart Blessing - State Farm Insurance Agent | 5727 US-98 | (863) 647-2915 |
| 6 | Julie Gilileo - State Farm Insurance Agent | 2022 E County Rd 540A | (863) 698-7702 |
| 7 | Headley Insurance Agency | 3544 Florida Ave S | (863) 701-7411 |
| 8 | Adam Rutz - State Farm Insurance Agent | 3730 Cleveland Heights Blvd Suite 4B | (863) 226-1090 |
| 9 | Farmers Insurance - Roshonda Calhoun | 6842 Florida Ave S | (863) 535-6903 |
| 10 | Keith Hargrove - State Farm Insurance Agent | 6751 US Hwy 98 N | (863) 853-1221 |
Mike Dluzniewski - State Farm Insurance Agent serves the Lakeland, Florida area, providing farm insurance coverage tailored to local agricultural needs. The agency works with farmers to develop policies that protect crops, livestock, barns, and essential equipment. Customizable plans help manage risks from weather events and liability concerns common to regional farming operations. The agency handles general farm liability insurance and inland marine coverage for farm machinery.
Rachel Machin - State Farm Insurance Agent in Lakeland, FL, provides a range of farm insurance services including coverage for barns, equipment, livestock, and crop damage from weather or fire. The agency also assists with liability protection and customized policy reviews to match each operation's specific needs. Claim support and policy adjustments are available throughout the year to help clients manage risk. Properties served include single-family homes, apartments, retail spaces, and restaurants.
Bret Denney - State Farm Insurance Agent in Lakeland, FL serves homeowners, property managers, and local business owners with tailored policies designed to protect farms, ranches, and agricultural property. The agency provides coverage options for barns, equipment, livestock, and liability, helping clients manage the unique risks of rural and semi‑rural operations. Individual attention is given to each customer to align protection with specific operational needs and budget requirements. The agent also covers nearby communities such as Mulberry and the greater Plant City area.
Mark Lanier - State Farm Insurance Agent serves Lakeland, Florida, and the surrounding Polk County communities, providing coverage for farms and agricultural operations. The agency handles policies tailored to protect farm structures, equipment, livestock, and liability exposures common to local growers and ranchers. For each client, Mark Lanier takes the time to review specific operational risks and property needs before recommending appropriate policy limits and deductibles.
Bart Blessing - State Farm Insurance Agent provides comprehensive farm and ranch insurance coverage for properties in Lakeland, Florida. Its services include protection for outbuildings, equipment, liability, and livestock, with additional policies available for crop loss or business interruption. Service plans focus on regular policy reviews and claims assistance tailored to changing agricultural needs. The agency serves a variety of commercial and residential properties, including single-family farmhouses, rural residential homes, apartment buildings, retail storefronts, and local restaurants.
Julie Gilileo - State Farm Insurance Agent provides farm insurance coverage in Lakeland, FL. The key distinction between one-time policies and recurring service plans lies in their application, with recurring options offering ongoing protection for evolving agricultural assets. Clients can secure coverage for farm structures, equipment, and liability needs. To adjust policies as operations change, customers typically contact the office to review their existing plans. Service runs on an as-needed basis, allowing policyholders to request updates only when their circumstances require it.
Headley Insurance Agency specializes in farm insurance products tailored to the unique risks of agricultural operations in Lakeland, Florida. The agency offers general coverage across personal and commercial lines, helping policyholders protect their property and liability exposures. Understanding the specific needs of local growers and livestock producers, the company assists in shielding assets from weather events and equipment breakdowns. When citrus or vegetable crops face potential frost damage during the unpredictable winter months, this agency can help guide growers through appropriate coverage options.
Central Florida’s unpredictable rainy seasons can threaten crops and livestock, and Adam Rutz - State Farm Insurance Agent in Lakeland helps local farm owners prepare for such risks. This agency offers tailored coverage designed to protect agricultural structures, equipment, and liability against common regional perils like storm damage or equipment breakdown. Each farm’s operation is unique, so the agent focuses on understanding specific acreage, herd size, or crop types before recommending a policy. The process begins with a thorough on-site inspection of the property and a review of current operations.
Farmers Insurance - Roshonda Calhoun offers residential coverage for homes in the Lakeland area, including structures and personal property protection. The agency also provides commercial farm insurance policies tailored to local agricultural operations. Serving Lakeland and the surrounding Polk County region, the agency helps clients manage risks unique to farming and rural property. Clients can expect attentive follow-up after a policy is customized, ensuring ongoing support and service adjustments between regular visits to address changing coverage needs.
Keith Hargrove - State Farm Insurance Agent provides essential protection for agricultural operations in Lakeland, FL. The agency offers standard farm coverage including structures and equipment, alongside specialty add-ons like liability for livestock and crop protection. Policies are tailored to mitigate risks inherent to rural property management in the surrounding area. This agent serves a variety of commercial sectors, including offices, warehouses, and food service establishments that require comprehensive business insurance.
What Does a a Farm Insurance Agent in Lakeland Cost?
Typical farm insurance costs in Florida range from 1,500 to 5,000 dollars per year for a small family farm. Larger operations with multiple structures and high-value crops can pay 10,000 dollars or more annually. Premiums depend on acreage, crop type, livestock value, and location within Polk County. This is general information, not insurance advice.
About farm insurance agents in Lakeland
Farm insurance agents in Lakeland, Florida help protect your agricultural operation from financial loss. They offer policies that cover crops, livestock, farm equipment, and buildings. Florida law requires certain liability coverage for farms that host public events or sell products directly to consumers.
Frequently Asked Questions
What types of farm insurance are available in Lakeland?
Common policies include crop insurance, livestock mortality insurance, and farm property insurance. Many agents also offer liability coverage for farm operations. Florida agents can tailor policies to citrus, cattle, or row crop operations common in Polk County.
Do I need farm insurance if I have a small hobby farm in Lakeland?
Yes, even small farms need coverage. A standard homeowners policy often excludes farm-related losses. Florida law does not require farm insurance for small operations, but lenders and equipment lessors usually mandate it.
How does Florida weather affect farm insurance costs?
Florida faces hurricanes, floods, and freezes that increase risk. Premiums for wind and hail coverage are higher in Lakeland than in inland states. Many policies exclude flood damage, so you may need a separate flood policy from the National Flood Insurance Program.
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