The top-rated farm insurance agent in Melbourne, Florida is Erb and Young Insurance, rated 4.9 stars across 1,037 reviews. Other highly rated options include Arty Pagan - State Farm Insurance Agent, Brian West - State Farm Insurance Agent, Samantha Hunt - State Farm Insurance Agent. This directory lists 19 farm insurance agents serving Melbourne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Erb and Young Insurance | 6550 N Wickham Rd STE 9 | (321) 254-0095 |
| 2 | Arty Pagan - State Farm Insurance Agent | 7955 N Wickham Rd | (321) 775-1000 |
| 3 | Brian West - State Farm Insurance Agent | 2320 Dairy Rd #102 | (321) 872-0123 |
| 4 | Samantha Hunt - State Farm Insurance Agent | 3800 W Eau Gallie Blvd #101 | (321) 757-2007 |
| 5 | Josh Post - State Farm Insurance Agent | 366 Babcock St STE 102 | (321) 254-8406 |
| 6 | Eric Ponce - State Farm Insurance Agent | 2240 N Wickham Rd | (321) 773-7500 |
| 7 | Better Insurance Group | 1580 N Harbor City Blvd | (321) 724-2100 |
| 8 | Tamara Corell - State Farm Insurance Agent | 7730 N Wickham Rd # 101 | (321) 608-3000 |
| 9 | 321 Insurance Advisors | 7025 N Wickham Rd #110 | (321) 309-0900 |
| 10 | Kim Osman Insurance Group, Inc. | 474 N Harbor City Blvd | (321) 242-2311 |
Erb and Young Insurance serves the Melbourne, Florida area and surrounding Brevard County as a provider of farm insurance coverage. The agency helps local agricultural operators secure policies that protect their property and liability exposures. This includes coverage for farm structures, equipment, and livestock against common regional risks. Specific services it handles in this area include crop insurance for central Florida growers and farm liability protection for rural properties.
Arty Pagan - State Farm Insurance Agent serves homeowners, businesses, and property managers in Melbourne, Florida, seeking tailored farm insurance coverage. As a local agency, it helps clients protect agricultural structures, livestock, equipment, and liability exposures with policies designed for the region’s farming needs. The office provides clear guidance on risk management and claims support for small to mid-sized operations. Residents in nearby Palm Bay also receive the same individualized farm insurance services from this Melbourne-based agency.
Brian West - State Farm Insurance Agent in Melbourne, FL, provides a range of services including farm insurance coverage tailored to local agricultural risks. The agency works with clients to identify appropriate protection for their specific operations, offering maintenance plans that help manage ongoing insurance needs and policy adjustments. Its services encompass both crop and livestock coverage, as well as liability protection for farming activities. The agency services properties such as single-family homes, apartments, retail establishments, and restaurants, ensuring each receives appropriate agricultural and commercial insurance solutions.
Samantha Hunt’s agency specializes in tailored farm insurance policies that protect agricultural structures, equipment, and livestock. It also provides general auto, home, and life insurance services for property owners and residents in the Melbourne area. The team works to safeguard rural livelihoods by addressing local risks such as hurricane damage to barns or crop storage facilities. During Florida’s busy harvest season, it frequently assists clients with updating coverage to account for increased inventory and seasonal workers on the farm.
For farm-related insurance needs, Josh Post - State Farm Insurance Agent in Melbourne, FL distinguishes between a single farm policy purchase and ongoing coverage updates as seasons change and equipment is acquired. This agent handles protection for barns, livestock, and farm liability, ensuring policies are adapted to local agricultural conditions. Service runs on a scheduled or as-needed basis for policy reviews, with clients encouraged to contact the office when farm operations shift or new property is added.
Eric Ponce's State Farm Insurance Agency serves the Melbourne, Florida area and the surrounding communities of Brevard County. As a farm insurance agent, the office handles policies covering agricultural property, equipment, livestock, and liability exposures common to local farms and ranches. The agency approaches each client's situation by first assessing their specific operational risks and coverage needs. A typical job is handled through a detailed consultation to tailor a policy that addresses the unique exposures of a farming operation.
Better Insurance Group in Melbourne, FL is known for providing farm insurance coverage tailored to local agricultural operations. The agency serves small family farms, larger commercial growers, and rural property owners throughout the area. It offers standard policies for barns, equipment, livestock, and crop protection against common regional hazards. Many clients rely on the team for advice on managing liability risks specific to farming activities. For an additional layer of security, the agency can help secure specialized coverage for farm vehicles and machinery used in daily operations.
As Florida’s growing season brings the dual pressures of heat and sudden storms, Tamara Corell - State Farm Insurance Agent in Melbourne, FL works with local farmers to protect their crops, livestock, and equipment from these regional risks. This farm insurance agency tailors policies to the specific needs of area producers, from small-scale operations to larger agricultural ventures. An agent reviews each property’s unique exposures and begins by scheduling a thorough on-site inspection to assess current coverage gaps.
321 Insurance Advisors provides risk management for farms and agricultural operations in the Melbourne area. The agency specializes in coverage for crops, livestock, equipment, and farm structures, protecting against weather events and market fluctuations. Its policies can be tailored to include liability coverage for farm tours and occasional retail sales. This insurance company also serves commercial sectors such as offices, warehouses, and food service businesses that require property and general liability protection.
Kim Osman Insurance Group, Inc. in Melbourne, FL assists homeowners with residential farm insurance to protect their property and farm structures. For local agricultural businesses, the agency advises on specialized commercial coverage options available in Brevard County and the surrounding area. The team works closely with clients to tailor a policy that fits their specific operational needs. They encourage a follow-up review between regular visits to update coverage as farm activities and equipment change over time.
What Does a a Farm Insurance Agent in Melbourne Cost?
Farm insurance costs in Florida vary widely based on farm size location and coverage types. A small hobby farm might pay 800 to 1500 dollars per year. A large commercial operation could cost 5000 to 15000 dollars or more annually. Factors include crop value livestock count and building replacement cost. This is general information not insurance advice.
About farm insurance agents in Melbourne
Farm insurance agents in Melbourne Florida help protect your agricultural operation from financial loss. Florida law requires certain liability coverage for farm vehicles and structures. Local agents understand the risks of hurricanes and tropical storms that affect Brevard County farms.
Frequently Asked Questions
What does farm insurance cover in Melbourne Florida?
Farm insurance typically covers farm dwellings barns equipment livestock and crops. Many policies also include liability protection for visitors and workers. Florida policies often add windstorm and flood coverage due to the coastal location.
Do Florida farms need workers compensation insurance?
Florida law requires workers compensation for most farm employers with six or more regular employees. Seasonal and migrant workers may have different rules. An agent can help you determine your specific legal obligations.
How do Florida hurricanes affect farm insurance rates?
Hurricane risk is a major factor in farm insurance costs in Melbourne. Policies usually have separate deductibles for wind and flood damage. Agents can help you find coverage that meets state requirements for named storm deductibles.
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