The top-rated farm insurance agent in Des Moines, Iowa is Kari Taylor - State Farm Insurance Agent, rated 5.0 stars across 585 reviews. Other highly rated options include James Walford - State Farm Insurance Agent, Tim Ford - State Farm Insurance Agent, The Insurance Specialists Inc. This directory lists 14 farm insurance agents serving Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kari Taylor - State Farm Insurance Agent | 554 28th St | (515) 278-8882 |
| 2 | James Walford - State Farm Insurance Agent | 3022 SE 14th St | (515) 287-5404 |
| 3 | Tim Ford - State Farm Insurance Agent | 2217 Beaver Ave | (515) 277-6331 |
| 4 | The Insurance Specialists Inc | 514 E Euclid Ave | (515) 280-1207 |
| 5 | Brad Meter - State Farm Insurance Agent | 4229 Fleur Dr | (515) 256-6480 |
| 6 | Chuck Smith - State Farm Insurance Agent | 3801 Douglas Ave | (515) 274-3678 |
| 7 | Tony Weisshaar - State Farm Insurance Agent | 1201 Army Post Rd | (515) 285-9952 |
| 8 | Terry Taylor - State Farm Insurance Agent | 4115 University Ave Ste 100 | (515) 274-3444 |
| 9 | Andrew Peschong - State Farm Insurance Agent | 4685 Merle Hay Rd Ste 100 | (515) 270-6461 |
| 10 | Kevin Van Wyk - State Farm Insurance Agent | 413 SW 8th St | (515) 400-3030 |
Kari Taylor - State Farm Insurance Agent serves the Des Moines, Iowa, metro area, specializing in farm insurance solutions for local agricultural operations. The agency helps farmers protect their property, livestock, and equipment from common rural risks, such as weather damage and liability concerns. Policies are tailored to address the unique needs of working farms and ranches in the region. Services include coverage for farm structures and comprehensive protection for agricultural vehicles and machinery.
James Walford - State Farm Insurance Agent in Des Moines, IA offers a range of farm insurance services, including coverage for crops, livestock, farm structures, and equipment. Service plans typically include periodic policy reviews to adjust coverage based on changing agricultural conditions and inventory needs. Maintenance plans help ensure that policies remain current throughout the farming season. The agent services a variety of property types, including single-family homes, apartments, retail establishments, and restaurants in the Des Moines area.
Tim Ford - State Farm Insurance Agent serves the Des Moines, Iowa area and surrounding communities. The office handles a range of farm insurance needs, including coverage for barns, equipment, livestock, and crop liabilities. Each policy is tailored to the specific risks faced by local agricultural operations. The agent works closely with customers to assess their property and review coverage options. A typical job begins with a thorough consultation to identify exposures, then moves to matching those needs with appropriate policy features and deductibles.
The Insurance Specialists Inc serves homeowners, businesses, and property managers across the Des Moines area with comprehensive farm insurance agent services. It helps clients protect agricultural properties, equipment, livestock, and crops through tailored coverage solutions suited to Iowa's farming landscape. By assessing individual risks unique to local operations, the agency develops policies that safeguard rural assets and livelihoods. The office also provides coverage for clients in nearby Ankeny and surrounding Polk County communities.
Based in Des Moines, IA, Brad Meter - State Farm Insurance Agent specializes in tailored farm insurance coverage, helping to protect agricultural properties, equipment, and livestock. It also provides a range of general insurance services for homes, vehicles, and businesses. Given Iowa’s volatile weather patterns, the agency regularly assists clients with structuring policies that account for spring flooding risks to crops and outbuildings.
Spring planting in central Iowa requires protecting expensive equipment and livestock against unexpected breakdowns or injury. Chuck Smith - State Farm Insurance Agent in Des Moines helps farm operators evaluate coverage for machinery, grain storage, and farm liability alongside dwelling protection. Policies are adjusted to reflect current crop prices and shifting weather patterns. An agent begins by scheduling a convenient time to walk through the farm operation and inspect existing structures.
For farm insurance, some coverage needs are addressed with a single policy, while others require periodic updates to protect evolving assets. Tony Weisshaar - State Farm Insurance Agent in Des Moines, IA handles the distinct protections for farming operations, including structures, equipment, and liability that are subject to change with seasons and growth. Across agricultural clients, agents generally discuss options for crop, livestock, and farm property coverage that fit each season’s demands. Services here are ultimately arranged on an as-needed basis to match the timing of each farming cycle.
Serving farmers across the Des Moines area with essential property and liability coverage, the agency specializes in additional protections for agricultural structures. These include farm equipment, livestock, and crop insurance policies designed for long-term operations. Standard homeowner policies and auto plans complement the core farm offerings. The company also provides commercial coverage solutions for local businesses, including offices, warehouses, and food service establishments.
Andrew Peschong - State Farm Insurance Agent serves the Des Moines area with residential farm insurance policies, helping to protect families and their property. Commercial coverage is also offered for local agricultural businesses, addressing their specific operational needs. The agency's service area includes the surrounding rural communities. Regular follow-up service is provided to adjust coverage as farming operations change between scheduled visits.
Kevin Van Wyk, operating as a State Farm Insurance agent in Des Moines, Iowa, assists with home and auto policies for local residents, making sure households have appropriate protection. The agency also offers commercial insurance options for businesses, including farm coverage, to help area property owners manage their risk. Service extends throughout the greater Des Moines region. After helping a client set up a policy or file a claim, the agent follows up to confirm satisfaction before the next regular review or renewal appointment.
What Does a a Farm Insurance Agent in Des Moines Cost?
Typical farm insurance costs in Iowa range from 500 to 3000 dollars per year for a small farm depending on coverage limits and property value. Crop insurance premiums vary widely from 10 to 100 dollars per acre based on crop type and coverage level. Factors like location farm size and claims history affect your rate. This is general information not insurance advice.
About farm insurance agents in Des Moines
Farm insurance agents in Des Moines help farmers protect their operations against risks like crop loss equipment damage and liability. Iowa law requires certain coverages for farm vehicles and structures. Local agents understand the specific needs of Iowa agriculture including weather patterns and commodity markets.
Frequently Asked Questions
What does farm insurance cover in Des Moines Iowa?
Farm insurance typically covers farm dwellings barns equipment livestock and crops. Policies can include liability protection for accidents on your property. Many agents offer endorsements for specific risks like hail or flood damage common in Iowa.
Do I need farm insurance in Iowa?
Iowa does not require farm insurance by law but lenders often mandate it for mortgaged property. If you have farm vehicles you must carry liability insurance per Iowa Code section 321.20. Without coverage you risk significant financial loss from weather accidents or lawsuits.
How do I choose a farm insurance agent in Des Moines?
Look for agents who specialize in agricultural insurance and understand Iowa farming. Check their experience with crop insurance programs and liability policies. Ask about their knowledge of local risks like flooding in the Des Moines River basin.
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