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Compare Farm Insurance Agents in Gardner, KS

Directory of farm insurance agents in Gardner, Kansas. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
Gardner, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kansas before hiring.
Showing 10 farm insurance agents in Gardner, KS Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Oldham - State Farm Insurance Agent
224 E Main St, Gardner, KS 66030
(913) 856-6124 joeoldhamagency.com
MJH Insurance
345 N Moonlight Rd, Gardner, KS 66030
(913) 856-0002 mjhins.com
Farmers Insurance - Robert Kelly Insurance Agency, Inc
235 E Main St, Gardner, KS 66030
(913) 856-3816 robertkellyinsurance.com
T Miller and Associates Inc American Family Insurance
213 E Main St, Gardner, KS 66030
(913) 856-6177 amfam.com
Ample Green Insurance
526 E Main St, Gardner, KS 66030
(913) 372-7979 amplegreeninsurance.com
Shelter Insurance - Sharla Neis
950 E Lincoln Ln b, Gardner, KS 66030
(913) 938-5030 shelterinsurance.com
Farm Bureau Financial Services
112 S Elm St, Gardner, KS 66030
(913) 856-2197 fbfs.com
ALFT Insurance Agency Inc
230 E Main St B, Gardner, KS 66030
(913) 856-8050 alftinsurance.com
Sean Snyder
112 S Elm St, Gardner, KS 66030
(913) 856-2197 fbfs.com
Russell Otte
112 S Elm St, Gardner, KS 66030
(913) 268-4222 russellotte.fbfsagents.com

Farm insurance agents in Gardner, Kansas help farmers and ranchers protect their operations from weather, liability, and equipment risks. Kansas law requires proof of financial responsibility for farm vehicles, and agents can guide you on meeting those requirements. Local agents understand the unique needs of Johnson County agriculture, from row crops to livestock operations.

What Does a Farm Insurance Agent in Gardner Cost?

Farm insurance costs in Kansas vary widely based on farm size, location, and coverage limits. A small hobby farm might pay 500 to 1,500 dollars per year, while a large commercial operation could pay 5,000 to 15,000 dollars or more. Factors like livestock value, equipment, and liability limits all affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does farm insurance cover in Kansas?
Farm insurance typically covers your dwelling, barns, equipment, livestock, and liability. It can also protect against crop damage from hail or fire. Each policy is tailored to your specific operation.
Do I need farm insurance if I have a few acres in Gardner?
Yes, even small farms or hobby farms benefit from coverage. Standard homeowners policies often exclude farm-related risks like livestock injury or tractor liability. An agent can help you choose the right policy for your acreage.
How does Kansas weather affect farm insurance costs?
Kansas experiences tornadoes, hail, and drought, which can raise premiums. Agents consider your location and past claims history. You may need separate endorsements for flood or wind damage.