The top-rated farm insurance agent in Lexington, Massachusetts is Encharter Insurance, rated 4.6 stars across 30 reviews. Other highly rated options include Bettinson Insurance Agency, Tonry Insurance Group, Inc. - Lexington, Larson Insurance. This directory lists 10 farm insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Encharter Insurance | 1646 Massachusetts Ave | (888) 754-8299 |
| 2 | Bettinson Insurance Agency | 394 Lowell St STE 5 | (781) 648-0128 |
| 3 | Tonry Insurance Group, Inc. - Lexington | 238 Bedford St STE 3 | (781) 861-1800 |
| 4 | Larson Insurance | 109 Massachusetts Ave | (781) 646-9200 |
| 5 | AssuredNext Insurance | 33 Bedford St STE 12 | (617) 826-1177 |
| 6 | Sartori Insurance | 76 Bedford St STE 37 | (781) 861-6900 |
| 7 | Fessenden & Sykes Insurance | 74 Bedford St # 2 | (781) 861-1560 |
| 8 | NEFI Insurance | 283 Bedford St #2 | (617) 924-1000 |
| 9 | Salem Five Insurance Services, LLC | 1666 Massachusetts Ave Suite L | (781) 862-7700 |
| 10 | Helen Hellstrom - Personal Insurance Producer at WTPhelan | 74 Bedford St Suite 1A | (617) 641-7247 |
Encharter Insurance serves Lexington, Massachusetts, and the surrounding Middlesex County area as a farm insurance agent. It provides coverage tailored to the unique risks of agricultural operations, including protection for barns, equipment, and livestock. The agency assesses local property exposures to help farmers safeguard their livelihoods from weather-related damage and liability claims. Encharter Insurance also handles specialized policies for crop loss and farm liability coverage.
Bettinson Insurance Agency provides comprehensive farm insurance services in Lexington, Massachusetts, including coverage for agricultural structures, livestock, and equipment. The agency helps clients develop tailored risk management strategies and offers ongoing policy reviews to ensure adequate protection as needs evolve. Regular service check-ins and claims assistance are part of its maintenance plans for policyholders. Bettinson Insurance Agency services a variety of properties such as single-family homes, apartments, retail spaces, and restaurants.
Tonry Insurance Group, Inc. - Lexington serves homeowners, businesses, and property managers in need of reliable farm insurance coverage. Its professionals work to protect agricultural structures, livestock, equipment, and crop exposures typical for operations in the Lexington area. They provide personalized risk assessments and policy guidance to help clients manage the unique challenges of rural or hobby-farm ownership. The agency also extends its farm insurance services to clients in nearby Concord and other communities throughout Middlesex County.
Serving Lexington, Massachusetts, and surrounding communities in Middlesex County, Larson Insurance provides farm insurance agent services. It handles essential coverage for agricultural properties, including barns, equipment, livestock, and liability protection for local farms of varying sizes. Understanding the specific exposures of New England’s changing seasons, the company approaches each job with a thorough review of the property’s unique operations and risks to tailor a policy accordingly.
AssuredNext Insurance in Lexington, MA, offers farm insurance either as a one-time policy for single-event needs or as a recurring annual plan for ongoing operations. Coverage can include protection for agricultural buildings, livestock, and equipment against common local risks like weather damage or liability claims. Policies are structured to fit either scheduled seasonal coverage or continuous year-round protection, with service running on a one-time purchase or scheduled renewal basis as needed.
Sartori Insurance specializes in farm insurance coverage for agricultural properties and equipment. It also provides general liability and crop protection policies to support local farming operations in the Lexington area. The agency helps clients assess risks unique to rural and suburban agricultural settings. As seasonal weather patterns change, Sartori Insurance assists farmers with adjusting coverage for storm damage or drought conditions that may threaten an upcoming harvest.
As winter snow gives way to spring rains in Lexington, local farming operations often need to update their coverage against new seasonal exposures in the Middlesex County area. Located in the heart of town, Fessenden & Sykes Insurance offers farm insurance agent services, helping area growers review policies for livestock, equipment, and crop storage. Because coverage needs can shift with changing acreage or regulations in this small but active agricultural region, the company emphasizes a thorough review. An initial on-site assessment of your property is typically scheduled to begin each new policy conversation.
NEFI Insurance works with farm operations to protect property, livestock, and equipment from common regional risks. Its specialty add-ons cover crop loss, liability for farm vehicles, and coverage for barns or outbuildings. The agency helps clients secure protection tailored to local conditions in Lexington, Massachusetts. NEFI Insurance can serve commercial sectors including offices, warehouses, and food service businesses that need agricultural-related coverage.
Salem Five Insurance Services, LLC specializes in tailored farm insurance policies that protect agricultural structures, equipment, and livestock. It also provides general insurance coverage for property and liability needs for rural homeowners and small businesses in the Lexington, Massachusetts area. This agency helps local farmers address the financial risks of crop damage from unexpected storms or seasonal freezes, ensuring their operations remain stable after severe weather events.
Helen Hellstrom, as a Personal Insurance Producer with WTPhelan, serves residential clients in Lexington with customized farm insurance policies for homes and personal property. She also offers commercial coverage for local agricultural operations and small farms in the surrounding area. Her work helps protect equipment, structures, and liability exposures. Between regular seasonal visits, she follows up with policyholders to review any changes in their acreage or operations.
What Does a a Farm Insurance Agent in Lexington Cost?
Farm insurance costs in Massachusetts vary based on farm size, location, and coverage limits. A basic policy for a small hobby farm may start at $500 to $1,000 per year. Larger commercial farms can pay $2,000 to $5,000 or more annually. Factors like property value, livestock count, and liability limits affect premiums. This is general information, not insurance advice.
About farm insurance agents in Lexington
Farm insurance agents in Lexington, Massachusetts help protect your agricultural operations, including barns, equipment, livestock, and crops. Massachusetts law requires liability coverage for certain farm vehicles and structures. An agent can tailor a policy to meet your specific needs and comply with state regulations.
Frequently Asked Questions
What does farm insurance cover in Lexington Massachusetts?
Farm insurance typically covers dwellings, barns, farm equipment, livestock, and liability. Policies can also include crop protection and business interruption. An agent can help you choose the right endorsements for your operation.
Do I need farm insurance for a small hobby farm in Massachusetts?
Yes, even small hobby farms often require liability coverage for visitors or accidents. Massachusetts may require insurance if you have farm vehicles or sell products. An agent can assess your risks and recommend appropriate coverage.
How do I find a farm insurance agent in Lexington MA?
You can search online directories or ask local farm bureaus for referrals. Look for agents who specialize in agricultural insurance and understand Massachusetts regulations. Verify that the agent is licensed in Massachusetts.