The top-rated farm insurance agent in Lynnfield, Massachusetts is Soderberg Ins. Services, rated 4.9 stars across 167 reviews. Other highly rated options include Johnson & Rohan Insurance, DiVirgilio Insurance Agency & On-Time Payroll, Success Insurance Inc. This directory lists 10 farm insurance agents serving Lynnfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Soderberg Ins. Services | 200 Broadway Suite 201 | (781) 593-9393 |
| 2 | Johnson & Rohan Insurance | 50 Salem St | (781) 224-0909 |
| 3 | DiVirgilio Insurance Agency & On-Time Payroll | 932 Lynnfield St | (781) 592-5220 |
| 4 | Success Insurance Inc | 550 Summer St # 1 | (781) 819-3692 |
| 5 | Mutual Insurance MA | 28 Heritage Ln | (339) 210-5868 |
| 6 | Senior Insurance Lynnfield | 40 Salem St bldg 1 | (339) 219-1236 |
| 7 | Sylvia F. Costa Insurance | 462 Broadway | (339) 440-4669 |
| 8 | Philbin Insurance Group | 220 Broadway STE 304 | (781) 596-0033 |
| 9 | Pantano Insurance | 220 Broadway STE 202 | (781) 581-3100 |
| 10 | MassAutoQuote | 50 Salem St | (781) 246-8699 |
Soderberg Ins. Services provides farm insurance agency services to clients in Lynnfield, Massachusetts, and the surrounding Essex County area. The agency works with local agricultural property owners to secure coverage that addresses the specific risks associated with farming operations. This includes protection for structures, equipment, and liability exposures common to the region. Among the services it handles are coverage for barns and outbuildings as well as farm liability insurance.
Johnson & Rohan Insurance in Lynnfield, Massachusetts provides a full range of farm insurance services, including coverage for livestock, crops, barns, and essential farming equipment. The agency offers customized service plans that help clients regularly review and adjust their policies to match evolving operational needs. By focusing on updated property valuations and liability assessments, its maintenance plans aim to keep coverage aligned with current risks. The firm services single-family homes, apartments, retail spaces, and restaurants located on agricultural properties.
DiVirgilio Insurance Agency & On-Time Payroll serves local homeowners, businesses, and property managers seeking specialized farm insurance coverages. The agency helps clients in Lynnfield, Massachusetts, assess risks unique to agricultural and rural properties, including equipment, livestock, and structures. Policies are structured to protect against weather events and liability concerns common to area farming operations. The firm extends its services to neighboring communities throughout the North Shore corridor, including Wakefield and the surrounding metro region.
Success Insurance Inc serves Lynnfield, Massachusetts, and the surrounding North Shore communities. As a farm insurance agent, the agency handles policies for various agricultural operations, including crop protection, livestock coverage, and equipment liability. Each policy is carefully assessed to match the specific needs of local farms. The company takes a thorough consultative approach, reviewing property risks and coverage gaps during an initial discussion to recommend appropriate insurance solutions.
Mutual Insurance MA offers farm owners the choice between one-time consultations for immediate coverage needs and recurring service plans for ongoing policy adjustments. Their farm insurance coverage protects structures, equipment, and liability in Lynnfield, Massachusetts. They help clients navigate the specific risks of agricultural operations, including weather-related losses and livestock concerns. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s seasonal requirements and operational changes.
When local farmers in Lynnfield prepare for spring planting or the risk of a nor’easter, Senior Insurance Lynnfield reviews their coverage needs for barns, equipment, and crop liabilities. The company handles the specific policies required to protect agricultural operations against seasonal weather and liability concerns common to the region. A licensed agent explains how general liability and property insurance apply to farm structures and livestock. The process begins with a detailed on-site inspection of the property and an assessment of current coverage gaps.
Sylvia F. Costa Insurance specializes in tailored policies covering farm structures, livestock, and equipment. It also offers general agency services for agricultural liability and crop protection needs in Lynnfield, MA. Working closely with local operators, the agent addresses the distinct risks of small-scale farms and rural properties. During the winter season, it helps farmers secure coverage for potential barn roof collapses and frozen water lines that threaten daily operations.
Philbin Insurance Group provides a comprehensive range of farm and agricultural insurance solutions in the Lynnfield, Massachusetts area. Their service plans focus on protecting rural assets and mitigating operational risks associated with farming. They offer ongoing maintenance of coverage to help policyholders adjust as their agricultural needs evolve. The agency services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants located within the community.
Pantano Insurance provides general farm insurance services in the Lynnfield, Massachusetts area. They help clients manage property and liability coverage for agricultural operations. Their specialty add-ons include protection for equipment breakdowns, livestock, and crop damage from natural events. The agency also addresses the specific insurance needs of rural businesses that operate commercial sectors such as local offices, agricultural warehouses, and food service facilities.
MassAutoQuote in Lynnfield, MA helps residents of the area protect their homes and property with farm insurance policies. The agency also serves commercial agricultural operations, advising local farms on coverage for equipment, livestock, and liability needs. Serving clients throughout the region, the company offers ongoing support between regular visits, following up to review changing coverage requirements as the farm’s season or herd size evolves.
What Does a a Farm Insurance Agent in Lynnfield Cost?
Farm insurance costs in Massachusetts vary widely based on farm size location and types of coverage. A small hobby farm might pay between 800 and 1500 dollars per year for basic property and liability coverage. Larger commercial farms with multiple structures and livestock can expect premiums from 3000 to 8000 dollars annually. Factors like proximity to fire stations and claims history also affect rates. This is general information not insurance advice.
About farm insurance agents in Lynnfield
Farm insurance agents in Lynnfield Massachusetts help local farmers and agricultural landowners secure coverage for barns equipment livestock and crops. Massachusetts law requires certain liability protections for farm operations especially those that host public events or sell products directly to consumers. A local agent can explain how state regulations affect your policy and ensure you meet all legal requirements.
Frequently Asked Questions
What does a farm insurance policy in Lynnfield typically cover?
A standard farm insurance policy in Lynnfield covers dwellings barns other farm structures equipment livestock and liability for injuries on your property. Many policies also include coverage for crop loss due to weather or disease. Your agent can help you add endorsements for specific risks like farm machinery breakdown or product liability.
Is farm insurance required by law in Massachusetts?
Massachusetts does not require farm insurance by state law but mortgage lenders and equipment lessors often require coverage. If you have employees you must carry workers compensation insurance as required by Massachusetts General Law Chapter 152. Liability coverage is also strongly recommended if you host farm stands or agritourism events.
How does Massachusetts agritourism law affect my farm insurance?
Massachusetts has a specific agritourism law that limits liability for farm visitors under certain conditions. However this law does not eliminate the need for liability insurance. Your farm insurance agent can help you understand how this statute interacts with your policy and whether you need additional coverage for activities like hayrides or pick-your-own operations.