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Find Farm Insurance Agents Near You in Spencer, MA

Compare farm insurance agents in Spencer. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Spencer, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 farm insurance agents in Spencer, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David F. Kelley Insurance Agency, Inc.
154 Main St, Spencer, MA 01562
(508) 885-3794 davidkelleyins.com
HUB International
369 Main St #9, Spencer, MA 01562
(508) 885-9999 hubinternational.com
McGrath Insurance, a Division of Starkweather and Shepley Insurance
130 W Main St, Spencer, MA 01562
(508) 885-6545 starshep.com
Gregson Insurance Agency Inc
369 Main St, Spencer, MA 01562
(508) 248-3800

Farm insurance agents in Spencer Massachusetts help local farmers protect their operations. Agents can tailor policies to cover barns equipment livestock and crops. Massachusetts law requires certain liability coverage for farms that host public events or sell products directly to consumers.

What Does a Farm Insurance Agent in Spencer Cost?

Farm insurance costs in Massachusetts vary widely. A small hobby farm might pay 500 to 1,500 dollars per year for basic coverage. A larger commercial farm could pay 3,000 to 10,000 dollars or more annually. Factors include farm size livestock value and liability risks. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of farm insurance are available in Spencer?
Common policies include farm property insurance for buildings and equipment. Crop insurance protects against weather and disease losses. Liability coverage is important for farms with visitors or farm stands.
Do Massachusetts farms need workers compensation insurance?
Yes Massachusetts law requires workers compensation for most farm employers. This applies even for seasonal or part time workers. An agent can help you understand the specific requirements for your farm.
How does a farm insurance agent determine coverage needs?
The agent will ask about your farm size crops livestock and equipment. They also consider if you sell at farmers markets or host agritourism events. This information helps create a policy that fits your specific operation.