The top-rated farm insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 277 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, The Pampusch Agency, North Central Insurance Agency. This directory lists 14 farm insurance agents serving Elk River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Gleitz - State Farm Insurance Agent | 370 Jackson Ave NW | (763) 441-2482 |
| 2 | Wayne Swart - State Farm Insurance Agent | 817 Main St NW | (763) 274-2000 |
| 3 | The Pampusch Agency | 17205 Yale St NW Suite B | (763) 441-4250 |
| 4 | North Central Insurance Agency | 16854 US-10 | (763) 241-7900 |
| 5 | Elk Agency Insurance | 325 Main St NW | (763) 241-0656 |
| 6 | Pentagon Insurance | 18853 Freeport St NW | (763) 331-8700 |
| 7 | Bonnie Koste Agency Inc American Family Insurance | 913 Main St NW | (763) 441-9029 |
| 8 | Forthright Insurance LLC | 231 Main St NW #3 | (763) 447-4112 |
| 9 | Farm Bureau Financial Services: Jessica Filipek | 19276 Vernon St NW Ste A | (763) 595-1146 |
| 10 | Patriot Insurance Brokers | 312 Main St NW | (763) 595-1544 |
Kevin Gleitz - State Farm Insurance Agent serves the Elk River, Minnesota area with farm insurance solutions. The agency helps agricultural operations protect their properties and equipment against common rural risks. Standard coverage includes structures, livestock, and machinery. Business liability policies also safeguard farming enterprises from potential financial losses. Additional services handle specialty items like grain bins and irrigation systems. The agency provides guidance on tailoring policies to the unique needs of local producers in Sherburne County.
Wayne Swart - State Farm Insurance Agent provides a full range of farm insurance solutions, including coverage for crops, livestock, farm structures, and equipment. Its service plans focus on tailoring policies to match the specific operational risks and seasonal demands of local agriculture. These plans are maintained through regular policy reviews and risk assessments to ensure adequate protection. The company also offers accompanying personal and commercial lines for related exposures. It services single-family homes, apartments, retail locations, and restaurants.
The Pampusch Agency in Elk River, MN, serves local homeowners, businesses, and property managers who need coverage for their agricultural assets. It provides farm insurance agent services, helping clients protect barns, equipment, and livestock from regional risks. The agency also advises on policies for crop losses and liability exposure common in the surrounding area. Farmers and rural property owners in nearby communities such as Zimmerman or Big Lake can also reach this agent for personalized coverage tailored to their operations.
North Central Insurance Agency serves Elk River and the surrounding communities throughout central Minnesota, handling farm insurance for local agricultural operations. It covers a range of farm exposures, including barns, equipment, livestock, and liability protection. For each client, it gathers a detailed inventory of assets and operations to identify unique coverage needs. To handle a typical job, the agency reviews the specific farm setup and tailors a policy that addresses the property and liability risks associated with that individual farming enterprise.
Elk Agency Insurance in Elk River, MN, recognizes that farm insurance needs may be either one-time coverage for seasonal equipment or recurring policies for ongoing liability and livestock protection. Their services focus on safeguarding agricultural assets and operations common to the local area, including barns, crop storage, and farm vehicles. Coverage typically involves regular policy reviews to adjust for changing inventory and production cycles. Service operates on both a scheduled basis for annual renewals and an as-needed arrangement for claims or adding new apparatus.
With spring planting and harvest season bringing significant equipment and liability risks to farms around Elk River, Pentagon Insurance helps area agricultural operations select appropriate coverage for their crops, barns, and machinery. As a farm insurance agent, the company works with individual growers to match protection levels to each operation’s scale and specific exposures. Common local policies address grain storage structures, livestock, and farm vehicles. A typical first step in setting up coverage involves the company conducting an on-site inspection of the property and equipment to be insured.
Bonnie Koste Agency Inc American Family Insurance in Elk River, Minnesota, provides farm insurance services specializing in coverage for barns, equipment, and livestock. The agency also offers general personal and commercial insurance policies to local residents and businesses. Farmers in the area use its guidance to protect against the financial impact of unpredictable weather events, such as severe storms or drought that can damage crops and structures.
Forthright Insurance LLC in Elk River, MN provides coverage for a wide range of agricultural operations. Its farm insurance work extends to protecting buildings, equipment, livestock, and crops, with specialty add-ons available for liability and farm-related vehicles. This agency helps local producers manage the financial risks inherent in rural property. Commercial sectors it can serve include offices, warehouses, and food service operations that are connected to the agricultural supply chain.
Farm Bureau Financial Services: Jessica Filipek in Elk River, MN, serves local residential farm owners by offering tailored insurance for homes, barns, and personal property. For commercial operations, the agency also provides coverage for livestock, equipment, and farm liability needs. Their service area encompasses Elk River and the surrounding agricultural communities. After the initial policy setup, they follow up for seasonal reviews or when herd or equipment changes occur, ensuring coverage stays current between routine visits.
Patriot Insurance Brokers in Elk River, MN, provides farm insurance coverage tailored to the unique risks agricultural operations face in the region. The agency helps farmers protect their property, livestock, equipment, and liability exposures with policies designed for local conditions. They also offer specialized business interruption coverage that can help sustain an operation when unexpected events force a halt to normal activities.
What Does a a Farm Insurance Agent in Elk River Cost?
Typical farm insurance costs in Minnesota range from 500 to 5,000 dollars per year for a small to mid-sized operation. Factors include property value, crop type, location, and claims history. Larger farms with multiple buildings and equipment may pay 10,000 dollars or more annually. This is general information, not insurance advice.
About farm insurance agents in Elk River
Farm insurance agents in Elk River, Minnesota help protect your agricultural operation from common risks. They offer policies that cover barns, equipment, livestock, and crop losses. Minnesota law requires certain liability coverage for farms that host public events or sell products directly to consumers.
Frequently Asked Questions
What does a farm insurance agent in Elk River do?
A farm insurance agent helps you select policies for your farm property, liability, and income protection. They assess your specific risks and find coverage from multiple carriers. They also assist with claims and policy updates as your farm changes.
What types of farm insurance are common in Minnesota?
Common farm insurance types include farm property insurance, farm liability insurance, crop insurance, and livestock coverage. Many Elk River farmers also add coverage for equipment breakdown and farm auto. Minnesota offers state-sponsored crop insurance programs through the USDA.
How does Minnesota law affect farm insurance requirements?
Minnesota law does not require farm insurance, but lenders and landlords often require it. If you have employees, you must carry workers compensation insurance. Farms that sell at farmers markets or host agritourism events may need additional liability coverage under Minnesota statutes.
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