The top-rated farm insurance agent in Billings, Montana is Diana Larson - State Farm Insurance Agent, rated 5.0 stars across 813 reviews. Other highly rated options include Thurston Family Insurance, LLC, Karen Smith - State Farm Insurance Agent, Merenz Insurance Agency. This directory lists 20 farm insurance agents serving Billings.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Diana Larson - State Farm Insurance Agent | 3202 Henesta Dr J | (406) 656-4764 |
| 2 | Thurston Family Insurance, LLC | 223 Shiloh Rd Unit 6 | (406) 534-0133 |
| 3 | Karen Smith - State Farm Insurance Agent | 2500 Grand Ave M | (406) 651-0610 |
| 4 | Merenz Insurance Agency | 812 Central Ave | (406) 294-9114 |
| 5 | Frontier Insurance Solutions Powered by YourPolicy | 848 Main St Suite 16 | (406) 281-8144 |
| 6 | Kari Jones - State Farm Insurance Agent | 895 Main St Unit 2 | (406) 248-6556 |
| 7 | Darnielle Insurance | 1320 28th St W | (406) 652-4180 |
| 8 | Jeff Wigen - State Farm Insurance Agent | 2920 2nd Ave N | (406) 294-5310 |
| 9 | Farmers Insurance - Daniel Clevidence | 4 32nd St W C | (406) 294-9111 |
| 10 | Farmers Insurance - Roger Daniel | 2047 Broadwater Ave Ste 1 | (406) 252-3411 |
Diana Larson - State Farm Insurance Agent serves Billings, Montana, and the surrounding county, specializing in farm insurance policies. Their work includes assessing the unique liability and property risks found on agricultural operations, from machinery to structures. Tailored coverage is designed to protect landowners and operators against common regional perils. The agent also assists with personal auto and home insurance needs for local residents. An experienced approach handles crop insurance and farm liability coverage for area producers.
Thurston Family Insurance in Billings, MT provides a range of services including personalized risk assessments and tailored policy selection for agricultural operations. Its service offerings focus on explaining coverage options and assisting with claims support throughout the policy term. Maintenance includes annual policy reviews to adjust for changing farming assets and liability needs. The company services single-family homes, apartments, retail locations, and restaurants in and around the Billings area.
Karen Smith, a farm insurance agent in Billings, MT, serves individual homeowners, local agricultural businesses, and property managers in the region. Her office provides specialized coverage tailored to farm structures, equipment, livestock, and crop protection needs. Working with a major national insurer, she helps clients assess risks unique to rural and semi-rural properties. Customers can also rely on her agency for auto, life, and business insurance solutions designed for the community's needs. In addition to Billings, her office also handles accounts in the neighboring community of Lockwood.
Merenz Insurance Agency provides tailored farm insurance coverage, including protection for crops, livestock, barns, and farm equipment, alongside general liability and property policies for agricultural operations throughout the Billings, Montana area. Its agents work with local farmers and ranchers to combine standard policies with endorsements specific to rural exposures. As snowmelt or summer hailstorms approach, it helps producers review deductibles and adjust coverage to match the evolving risks tied to the region’s changing seasonal weather.
While a farm insurance agent provides one-time policy consultations and annual renewal services, coverage typically includes protecting structures, equipment, and livestock from liability and weather-related losses. Frontier Insurance Solutions Powered by YourPolicy serves the Billings, MT area as a farm insurance agent. Customized protection plans address various agricultural exposures common to the region’s operations. Service runs on a one-time or annual scheduled basis depending on the policyholder’s preference for review.
As snow begins to melt and fields emerge from winter, ranchers and crop growers in the Billings area face the task of reassessing their coverage. Kari Jones - State Farm Insurance Agent helps these operations align their policies with the shifting risks of the coming season. Farm insurance agents in this region commonly evaluate liability exposure and protection for structures, equipment, and stored grain. The process starts with a detailed on-site inspection to document current assets and note any changes from the prior year.
Serving the Billings area and surrounding rural communities throughout south-central Montana, Darnielle Insurance provides farm insurance coverage tailored to local agricultural operations. It handles policies for crops, livestock, farm equipment, and outbuildings, along with general liability protection suited for working farms and ranches. To ensure adequate coverage, the agent typically conducts an in-person review of the property, inventory, and operational risks before recommending appropriate policy options.
Jeff Wigen - State Farm Insurance Agent in Billings, MT, is known for providing farm insurance coverage tailored to the unique needs of local agricultural operations. The service range includes protection for farm structures, livestock, and equipment against common regional risks. Policies also address liability concerns specific to rural properties. A specialty service this agency can add on is coverage for crop loss due to weather events or market fluctuations.
Farmers Insurance - Daniel Clevidence serves the Billings area, offering residential farm insurance policies that protect homes and personal property. Commercial coverage is also available for larger agricultural operations and associated business structures. The agency works with local farms throughout south-central Montana. Regular visits allow the agent to review changing coverage needs as crops, equipment, or livestock inventories shift from season to season. Clients often return for policy updates when new machinery is purchased or when property expansions occur between scheduled annual reviews.
Based in Billings, MT, Farmers Insurance - Roger Daniel provides personal and commercial insurance policies to local clients. The agency specializes in tailored farm insurance coverage to protect agricultural assets and operations. Standard options include protection for farm structures, livestock, and equipment. Clients can also access additional coverage for liability and business income. This agency serves a variety of commercial sectors, including local offices, warehouses, and food service establishments.
What Does a a Farm Insurance Agent in Billings Cost?
The cost of a farm insurance policy in Montana varies widely based on the size of your operation, types of crops, and livestock numbers. A small hobby farm might pay between $500 and $1,500 per year, while a large commercial farm could pay $5,000 to $20,000 or more. Factors like location in Billings, building values, and claims history also affect the premium. This is general information and not insurance advice.
About farm insurance agents in Billings
Farm insurance agents in Billings, Montana help protect your agricultural operation from financial loss. They offer policies that cover crops, livestock, equipment, and farm structures. Montana law requires liability coverage for certain farm vehicles, and local agents know the specific risks of the region like hail and drought.
Frequently Asked Questions
What does a farm insurance policy in Montana typically cover?
A standard farm insurance policy in Montana covers your dwelling, other farm structures, personal property, and liability. It can also include coverage for crops and livestock against named perils like fire, wind, and hail.
Do I need separate insurance for my farm equipment in Billings?
Yes, farm equipment like tractors and combines is often covered under a separate inland marine or equipment floater policy. This protects your machinery from damage or theft both on and off your farm.
How does Montana weather affect farm insurance rates?
Montana weather risks like hailstorms, drought, and early frosts directly impact insurance rates. Agents in Billings can help you choose endorsements for hail damage or business interruption due to weather.
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