The top-rated farm insurance agent in Riverhead, New York is Daniel Valet - State Farm Insurance Agent, rated 5.0 stars across 689 reviews. Other highly rated options include Elizabeth Hanlon: Allstate Insurance, Ed Graves - State Farm Insurance Agent, The RUOK Insurance Agency, Inc.. This directory lists 13 farm insurance agents serving Riverhead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel Valet - State Farm Insurance Agent | 177 Old Country Rd Ste 2 | (631) 378-5370 |
| 2 | Elizabeth Hanlon: Allstate Insurance | 1236 Roanoke Ave | (631) 727-1700 |
| 3 | Ed Graves - State Farm Insurance Agent | 1149 Old Country Rd B5 | (631) 727-1122 |
| 4 | The RUOK Insurance Agency, Inc. | 1549 Main Rd | (631) 876-1231 |
| 5 | Budget Brokerage Insurance | 1186A E Main St | (631) 369-1000 |
| 6 | Lighthouse Insurance - Riverhead | 221 W Main St | (631) 369-9600 |
| 7 | Giacalone Insurance | Insurance Agency Riverhead | 59 E Main St | (631) 208-9090 |
| 8 | The Washwick Agency, Inc. | 860 E Main St | (631) 369-0888 |
| 9 | Acrisure Riverhead, NY (Atlantic Agency) | 619 Roanoke Ave | (631) 244-7784 ext. 3 |
| 10 | Farm Family Casualty Insurance | 18 1st St | (631) 727-7767 |
Daniel Valet - State Farm Insurance Agent serves Riverhead, New York, and surrounding Suffolk County areas, specializing in farm insurance coverage. The agency provides personalized risk management solutions tailored to the unique needs of agricultural operations in the region. It helps local farmers protect their property, including barns and outbuildings, along with valuable equipment and stored crops. Specific services it handles in this area include farm liability protection and specialized coverage for livestock and agricultural structures.
Elizabeth Hanlon Allstate Insurance offers a range of farm insurance services for agricultural property owners in Riverhead and the surrounding regions. Its service plans focus on protecting structures, equipment, and livestock against common risks, while maintenance guidance helps clients adjust coverage as seasons change. Plans may include liability protection for farm operations and coverage for outbuildings and fences. It services single-family homes, apartments, retail shops, and restaurants alongside farm properties.
Ed Graves - State Farm Insurance Agent in Riverhead, NY serves local homeowners, farmers, and small business operators throughout the North Fork region. The agency provides farm insurance policies covering structures, equipment, livestock, and crop protection tailored to agricultural operations. Personal auto, home, and life insurance products are also available to help manage everyday risks. Clients in nearby communities such as Southold, Greenport, and Mattituck benefit from the same comprehensive coverage and personalized service. This agent also extends its farm insurance expertise to clients in the Riverhead area and across eastern Suffolk County.
Some farm insurance needs are addressed through one-time policies for specific events, while others require ongoing coverage protecting property and liability year-round. The RUOK Insurance Agency, Inc. in Riverhead, NY, offers both options to local agricultural operations. Their services cover standard farm exposures, including buildings, equipment, and livestock. Clients can choose between a one-time policy for a single season or a scheduled plan that renews automatically each year. Service runs on either a one-time or an as-needed basis, depending on the specific request.
Budget Brokerage Insurance serves Riverhead, New York, and the surrounding North Fork communities. The agency handles farm insurance policies designed for local agricultural operations, including coverage for barns, equipment, and livestock. Each plan is tailored to protect against regional weather risks and liability concerns common on working farms. The company reviews each property and operation individually to recommend appropriate coverage limits and endorsements. It approaches every job by first understanding the specific risks and then matching protection to the farm’s daily activities.
As a farm insurance agent in Riverhead, Lighthouse Insurance - Riverhead provides specialty coverage for barns, equipment, livestock, and crop protection. The agency also works with local farmers to secure general liability and property policies that address everyday operational risks. Throughout the growing season, it helps clients manage the financial impact of unpredictable weather events such as hailstorms or drought that may damage fields.
As the Eastern Long Island growing season ramps up, Giacalone Insurance | Insurance Agency Riverhead helps farm operators address crop, equipment, and liability exposures through specialized farm insurance products. The agency develops coverage for hay barns, irrigation systems, and livestock shelters that face the area’s coastal weather risks. Each farm policy is reviewed against current operations and changing regulations to maintain protection throughout the year. A local agent typically begins with a walk-around inspection of the property and a discussion of planned harvests.
The Washwick Agency, Inc., located in Riverhead, NY, provides farm insurance coverage for residential agricultural properties, helping protect homes, barns, and personal farm liability. It also offers commercial policies tailored to local farming operations, including crop and equipment coverage. Serving the broader Riverhead area, the agency assists clients with policy reviews, claims support, and adjustments to coverage needs between regular seasonal visits, ensuring proactive follow-up service.
Acrisure Riverhead, NY (Atlantic Agency) is known for providing farm insurance coverage to agricultural operations in the Riverhead area. Its service range includes policies tailored to protect structures, equipment, and crop yields common to local farms. The agency works to address risks that are unique to rural properties and farming livelihoods. As a specialty service, it can add on coverage for livestock protection against specific perils such as illness or injury.
Farm Family Casualty Insurance works with farms in Riverhead, NY to structure coverage for general liability and property protection. It can also help add specialized endorsements for livestock, crop loss, and farm equipment breakdown. The agency assists with income loss protections tied to weather or market disruptions. Its policies extend to commercial operations such as offices, warehouses, and food service facilities located on agricultural premises.
What Does a a Farm Insurance Agent in Riverhead Cost?
Farm insurance costs in New York vary widely based on farm size location and coverage types. A small farm in Riverhead might pay between 1000 and 3000 dollars per year for basic liability and property coverage. Larger operations with multiple buildings and high value crops can see premiums from 5000 to 15000 dollars annually. Factors like flood zone designation and proximity to the coast also affect rates. This is general information not insurance advice.
About farm insurance agents in Riverhead
Farm insurance agents in Riverhead New York help farmers protect their operations with tailored policies. New York law requires certain liability coverages for farms that host public events or sell products directly to consumers. Local agents understand the specific risks of Long Island agriculture including coastal weather and high land values.
Frequently Asked Questions
What types of farm insurance are available in Riverhead?
Common policies include farm property insurance crop insurance livestock insurance and farm liability insurance. New York also offers specialized coverage for farm machinery and equipment breakdown. An agent can help you combine these into a farmowners policy.
Does New York require farm insurance?
New York does not require farm insurance by law but mortgage lenders and equipment lessors often require it. If you have employees you must carry workers compensation insurance as required by New York Workers Compensation Law. Liability coverage is strongly recommended for farms open to the public.
How do I choose a farm insurance agent in Riverhead?
Look for an agent who specializes in agricultural insurance and understands local crops and livestock. Check that they are licensed in New York and have experience with the specific risks of the Riverhead area. Ask about coverage for flood and wind damage which are common on Long Island.
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