The top-rated farm insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Nick Perrico, Sr. - State Farm Insurance Agent, Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office). This directory lists 10 farm insurance agents serving Lorain.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Neil Elkins - State Farm Insurance Agent | 1812 Cooper Foster Park Rd | (440) 282-2001 |
| 2 | Nick Perrico, Sr. - State Farm Insurance Agent | 6401 S Broadway | (440) 233-8501 |
| 3 | Charles Chapman - State Farm Insurance Agent | 4340 N Leavitt Rd F | (440) 985-1405 |
| 4 | Robert Taylor Insurance (Lorain Office) | 2063 N Ridge Rd | (440) 277-5191 |
| 5 | Cathie Halko - State Farm Insurance Agent | 1065 N Ridge Rd W | (440) 233-6157 |
| 6 | Lighthouse Insurance Agency | 4789 N Leavitt Rd Suite D | (440) 984-3463 |
| 7 | Janasko Insurance | 562 Broadway | (440) 245-6268 |
| 8 | Somers Agency LLC | 5311N N Leavitt Rd Ste 100 | (440) 324-3447 |
| 9 | Kelley Agency | 5311 N Leavitt Rd | (440) 282-8898 |
| 10 | Tony Jiovanazzo - State Farm Insurance Agent | 1065 N Ridge Rd | (440) 233-6157 |
Neil Elkins - State Farm Insurance Agent serves the Lorain, Ohio, metro area and county as a farm insurance agent. This agency provides coverage typically designed for agricultural operations, including protection for farm structures and barns. Standard policies often address liability risks unique to farming activities. Additional common services from this location include coverage for farm machinery and equipment used in daily operations. The office also handles coverage for livestock and crop losses within the surrounding agricultural region.
As a farm insurance agency in Lorain, OH, Nick Perrico, Sr. - State Farm Insurance Agent offers a range of policies tailored to agricultural operations. Routine policy reviews and coverage updates are provided to keep plans current with changing farm needs. Claims assistance is available to help clients navigate the process efficiently. The agency services single-family homes, apartments, retail spaces, and restaurants.
Serving Lorain and the surrounding communities in northern Ohio, Charles Chapman - State Farm Insurance Agent provides farm insurance coverage for local agricultural operations. It handles protection for farm property, livestock, equipment, and liability needs specific to rural properties in the area. The agency works with customers to understand their unique farming risks and operational circumstances. To manage a typical job, the agent reviews current coverage levels, discusses exposure points, and adjusts policies to match changing seasonal demands.
Robert Taylor Insurance in Lorain, Ohio serves homeowners, businesses, and property managers with farm insurance options tailored to rural and agricultural needs. Policies typically cover farm structures, livestock, equipment, and liability protection for local operators. The agency helps clients assess property risks and select appropriate coverage limits. Assistance is available for customizing policies to fit different types of farming operations in the area. The Lorain office also provides its services to communities throughout Elyria.
Farm insurance agents offer both one-time policy consultations and ongoing service plans to address evolving coverage needs. In Lorain, OH, Cathie Halko - State Farm Insurance Agent provides farm insurance coverage tailored to agricultural properties, equipment, and liability exposures. Routine policy reviews ensure protection keeps pace with changing farm operations. Further services, including claims assistance and coverage adjustments, operate on an as-needed basis to accommodate each policyholder’s schedule.
Lighthouse Insurance Agency in Lorain, Ohio specializes in customized farm insurance packages for crop, livestock, and equipment protection. It generally serves local agricultural and rural property owners with comprehensive policy reviews and coverage evaluations. This agency focuses on helping clients manage risks like barn fires, liability from farm visitors, and liability for off-road farm vehicles. It frequently advises on securing coverage for damages from heavy spring rains or sudden summer hailstorms that threaten Lorain County's seasonal harvest yields.
With planting and harvest seasons bringing weather and equipment concerns for Lorain-area farms, Janasko Insurance provides farm insurance agency services tailored to local operations. Their focus includes coverage for structures, livestock, and machinery suited to the unpredictable conditions of Ohio agriculture. A complete initial assessment of the property and current protection gaps follows the first inquiry, allowing the agent to outline suitable policy options. A thorough on-site inspection of the farm and its assets is then scheduled to finalize coverage recommendations.
Located in Lorain, Ohio, Somers Agency LLC provides comprehensive coverage for agricultural operations, addressing liability and property protection for farms of various sizes. The agency also offers specialized endorsements, such as coverage for farm equipment, livestock, and crop damage from natural events. Beyond the field, Somers Agency can assist with insurance needs for commercial structures including offices, warehouses, and food service operations that support the local agricultural economy.
Kelley Agency serves the Lorain community as a farm insurance agent, starting with residential coverage to protect homes and personal property on agricultural land. The office then provides commercial policies for equipment, livestock, and operational liabilities that local farms require. Service extends to farms throughout the Lorain area, with policies tailored to each operation. Clients can expect thorough follow-up communication after a claim or adjustment, and the agency accommodates repeat service to review coverage needs between regular policy visits.
Tony Jiovanazzo - State Farm Insurance Agent in Lorain, OH, is known for helping local farmers protect their agricultural operations. The agency offers a full range of farm insurance solutions, including coverage for barns, livestock, equipment, and liability. Policies are tailored to the unique risks of rural properties and crop production. A specialty service available from this agent is adding coverage for farm vehicles and machinery to a customized policy.
What Does a a Farm Insurance Agent in Lorain Cost?
Farm insurance costs in Ohio vary widely based on farm size location and coverage types. A small hobby farm policy might cost 500 to 1500 dollars per year while a large commercial operation can pay 5000 to 15000 dollars or more annually. Crop insurance premiums are subsidized by the federal government and depend on coverage level and crop yield history. This is general information and not insurance advice.
About farm insurance agents in Lorain
Farm insurance agents in Lorain Ohio help protect your agricultural operation from financial loss. Ohio law requires specific liability coverage for certain farm vehicles and structures. Local agents can tailor policies to cover crops livestock equipment and farm liability based on Lorain County agricultural conditions.
Frequently Asked Questions
What types of farm insurance are available in Lorain Ohio?
Farm insurance in Lorain typically includes property coverage for barns and equipment crop insurance liability protection and livestock coverage. Ohio agents can also offer umbrella policies for larger operations.
Does Ohio require farm insurance for all agricultural operations?
Ohio does not mandate farm insurance for all farms but lenders often require it for mortgages. Ohio law does require liability insurance for farm vehicles used on public roads. Check with your agent for specific legal requirements.
How do Lorain farm insurance agents help with crop loss claims?
Lorain agents guide you through filing claims for crop damage from weather pests or disease. They help document losses and submit paperwork to insurers. Ohio crop insurance deadlines vary by crop type and county.
Farm Insurance Agents in Other Ohio Cities
Akron · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin · Elyria · Fairfield