The top-rated farm insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 20 farm insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeman Groves Insurance And Financial Services Inc | 2840 S Co Rd 25A | (937) 348-1763 |
| 2 | Littman-Thomas Agency - Troy Office | 210 S Market St suite b | (937) 339-1525 |
| 3 | Heath Murray - State Farm Insurance Agent | 725 W Market St | (937) 335-9600 |
| 4 | Holobaugh Insurance | 2244 OH-718 | (937) 552-9956 |
| 5 | Carr Insurance Group | 115 S Market St | (937) 335-8914 |
| 6 | Koverman Staley Dickerson Insurance | 1106 W Main St | (937) 339-4119 |
| 7 | Benefits Analysis Corporation | 1930 Prime Ct Suite 103 Suite 103 | (937) 335-5751 |
| 8 | Carson Halsey: Allstate Insurance | 1275 Experiment Farm Rd D | (937) 332-6942 |
| 9 | Lisa Cano - State Farm Insurance Agent | 41 S Stanfield Rd A | (937) 335-3535 |
| 10 | Trojan Insurance Agency | 1008 Grant St | (937) 339-2674 |
Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio, area and surrounding Miami County communities as a dedicated farm insurance agent. It provides specialized coverage for agricultural operations, including protection for structures, equipment, and livestock. Crop insurance policies are available to help farmers manage financial risks from weather events or market fluctuations. The agency also handles liability coverage tailored to farming activities, ensuring property and operational exposures are addressed through customized farm insurance plans.
Littman-Thomas Agency - Troy Office provides farm insurance coverage, including liability and property protection for agricultural operations. It offers ongoing policy review and claim assistance to ensure coverage remains current with local farming needs. Serving the Troy area, the agency addresses risks specific to rural properties and equipment. The office handles insurance for single-family farm homes, additional rental apartments on agricultural land, and commercial structures such as retail farm stands and small on-farm restaurants.
Heath Murray - State Farm Insurance Agent serves homeowners, businesses, and property managers in Troy, Ohio, by providing farm insurance policies. It helps clients protect agricultural assets such as barns, equipment, and livestock against common regional risks. The agency also offers personal insurance options for auto, home, and life coverage to complement farm needs. Residents seeking customized rural property protection can consult this office for detailed guidance. Its service area additionally covers neighboring communities like Piqua.
Holobaugh Insurance serves clients in Troy, Ohio, and the surrounding Miami County communities, handling farm insurance needs for local agricultural operations. The agency covers protection for barns, equipment, livestock, and crop liability exposures common to area farms. Each policy is tailored to address specific operational risks while maintaining coverage compliance with state requirements. To handle a typical job, the agent conducts a thorough farm inventory inspection, then matches coverage limits directly to the property values and liability exposures identified.
Carr Insurance Group in Troy, OH provides farm insurance agent services that address both one-time coverage needs and recurring policy management. One-time services might include evaluating a single piece of equipment or a new building, while recurring offerings focus on annual policy reviews and updates as farm operations change. Coverage options typically include protection for crops, livestock, farm structures, and liability for agricultural activities. Service runs on both a scheduled and as-needed basis, accommodating seasonal demands and unexpected events throughout the farming year.
Spring storms often damage barns and equipment across the Miami County farm belt. Koverman Staley Dickerson Insurance helps local agricultural operators review their current property and liability coverage for these seasonal risks. The agency provides farm insurance policies tailored to crop, livestock, and equipment needs, ensuring each policy matches the unique operations of the farm. A response begins with a physical inspection of the insured structures, pastures, and stored assets to verify the existing condition before any bindings are issued.
Benefits Analysis Corporation provides insurance services for clients in Troy, Ohio, with a focus on protecting agricultural operations and their assets. The agency specializes in farm-specific coverage, including protections for equipment, livestock, and structures. Clients can expect tailored policies that address the unique risks faced by local growers and producers. Beyond farms, the company offers commercial coverage for related sectors such as administrative offices, warehouses, and food service operations, ensuring comprehensive protection across a range of business types.
Carson Halsey: Allstate Insurance in Troy, OH provides farm insurance policies designed to protect agricultural structures, livestock, and equipment from loss. The agency also works with clients to secure personal auto, home, and umbrella liability coverage to meet broader everyday needs. General work includes policy reviews to help align insurance with changing farm operations. For local farms, the agency helps address coverage gaps that may appear with seasonal weather events such as spring floods or summer storms that can damage crops and barns.
Lisa Cano of the State Farm Insurance Agent office in Troy, OH, helps local homeowners protect their residential properties. She also provides commercial coverage for area farmers, addressing their unique equipment and liability needs. Her office serves clients throughout Troy and the surrounding Miami County region. During regular visits, she reviews policies alongside customers, allowing them to follow up on any concerns and arrange future annual policy reviews.
What Does a a Farm Insurance Agent in Troy Cost?
Farm insurance costs in Ohio typically range from 500 to 3000 dollars per year for small to mid-size farms. Larger operations with many buildings and high-value livestock may pay 5000 dollars or more. Factors like location in Miami County farm type and coverage limits affect the premium. This is general information not insurance advice.
About farm insurance agents in Troy
Farm insurance agents in Troy Ohio help farmers protect their operations from common risks like crop loss equipment damage and liability claims. Ohio law requires certain coverage levels for farm vehicles and structures. Local agents understand the specific needs of Miami County farms including grain livestock and dairy operations.
Frequently Asked Questions
What types of farm insurance are available in Troy Ohio?
Common farm insurance policies include farm property coverage for barns and equipment livestock insurance and crop insurance. Ohio agents also offer farm liability coverage and farm auto insurance for trucks and tractors used on the farm.
Does Ohio require farm insurance for all farms?
Ohio does not require farm insurance by law but lenders often require it for financed equipment or land. Farm vehicles used on public roads must have liability insurance as required by Ohio motor vehicle laws.
How do Troy farm insurance agents determine coverage needs?
Agents evaluate your farm size livestock value equipment and buildings. They also consider your specific crops and any liability risks from farm visitors or employees. This helps create a policy that fits your operation.
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