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Final Expense Insurance Agents in Albany, CA

Directory of final expense insurance agents in Albany, California. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Albany, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 final expense insurance agents in Albany, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jay Scott - State Farm Insurance Agent
828 San Pablo Ave #105f, Albany, CA 94706
(510) 528-6333 regeneragent.com
Berkeley Insurance & Financial Services
555 Pierce St CML#2, Albany, CA 94706
(510) 984-0161 bifs1.com

Final expense insurance agents in Albany, California help residents secure coverage for funeral and burial costs. These policies are designed to cover end-of-life expenses without requiring a medical exam. California law requires agents to be licensed by the California Department of Insurance and to follow strict disclosure rules about policy terms and costs.

What Does a Final Expense Insurance Agent in Albany Cost?

Typical monthly premiums for final expense insurance in California range from 30 to 150 dollars depending on age, health, and coverage amount. A 50-year-old in good health might pay around 40 dollars per month for 10,000 dollars of coverage. Costs vary by situation and carrier. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a final expense insurance agent in Albany do?
A final expense insurance agent helps you compare burial insurance policies from different carriers. They explain policy benefits, premiums, and how California law affects your coverage. They also assist with the application process and answer questions about beneficiary designations.
Is a medical exam required for final expense insurance in California?
Most final expense insurance policies in California do not require a medical exam. Instead, insurers ask a few health questions on the application. Some policies offer guaranteed issue coverage for those with serious health conditions, though premiums may be higher.
How do California regulations affect final expense insurance policies?
California law gives you a 30-day free look period to cancel a policy for a full refund. Insurers must also provide a detailed outline of coverage before you buy. Agents must clearly disclose any policy exclusions or waiting periods for natural death.