The top-rated final expense insurance agent in Berkeley, California is Frank Bliss - State Farm Insurance Agent, rated 5.0 stars across 238 reviews. Other highly rated options include Client 1st Insurance Agency, Mike Mihrzad - State Farm Insurance Agent, AAA Berkeley Branch. This directory lists 12 final expense insurance agents serving Berkeley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frank Bliss - State Farm Insurance Agent | 1700 Solano Ave A | (510) 527-2000 |
| 2 | Client 1st Insurance Agency | 2980 College Ave #1 | (925) 866-2929 |
| 3 | Mike Mihrzad - State Farm Insurance Agent | 2288 Fulton St UNIT 310 | (510) 841-6171 |
| 4 | AAA Berkeley Branch | 1775 University Ave | (510) 898-7600 |
| 5 | Lazena Kelly-Andrada - State Farm Insurance Agent | 2517 Sacramento St Ste B | (510) 549-7400 |
| 6 | Gary Eason - State Farm Insurance Agent | 2288 Fulton St UNIT 310 | (510) 843-1092 |
| 7 | Sonny Randhawa - State Farm Insurance Agent | 1798 Shattuck Ave. | (510) 570-3985 |
| 8 | Sharon Woo - State Farm Insurance Agent | 2915 Ninth St | (510) 549-2122 |
| 9 | Fidelity Insurance Service | 801 Allston Way | (510) 548-8200 |
| 10 | HFG Advisors | 2936 Domingo Ave #1 | (510) 384-1009 |
Frank Bliss - State Farm Insurance Agent in Berkeley, CA provides final expense insurance services, helping clients plan for end-of-life costs with policies designed to cover funeral and burial expenses. The office assists customers in selecting simple, affordable coverage that meets their needs. It offers guidance through the policy options and supports clients with ongoing account management and policy updates. The agency serves individuals and families, including those residing in single-family homes, apartments, and senior living facilities.
Client 1st Insurance Agency serves older homeowners and their families in Berkeley, California, who require final expense insurance to cover end-of-life costs. These policies allow clients to manage funeral expenses and outstanding bills without burdening loved ones. The agency helps residents understand plan options and complete straightforward applications. The team provides local guidance on policy selection throughout the entire enrollment process. Their service area also extends into the neighboring community of Albany.
Mike Mihrzad - State Farm Insurance Agent serves Berkeley and the surrounding communities of the East Bay, handling final expense insurance policies designed to cover end-of-life costs. This type of insurance provides a lump-sum benefit that families can use for funeral services, medical bills, or other outstanding debts. The agency works with local clients to select appropriate coverage amounts based on individual needs and budgets. For a typical job, it first reviews a client's current financial situation and then recommends a simple policy structure that ensures clear, manageable premium payments.
AAA Berkeley Branch serves Berkeley and Alameda County as a local final expense insurance agency. It offers individuals assistance with burial and funeral cost planning through straightforward policy options. Policies are designed to cover outstanding medical bills and end-of-life expenses without requiring a medical exam. The agency helps clients secure affordable coverage to protect their families from financial burden. Its specific services include funeral expense planning and burial insurance policy setup for local residents.
For clients in Berkeley, final expense insurance through Lazena Kelly-Andrada - State Farm Insurance Agent is structured to provide either a one-time premium payment or recurring monthly installments, while the coverage itself helps beneficiaries manage end-of-life costs such as funerals or outstanding medical bills. This permanent policy accumulates cash value over time and does not require a medical exam for approval. Service appointments are scheduled on an as-needed basis to review policy details or adjust coverage.
Gary Eason - State Farm Insurance Agent in Berkeley specializes in final expense insurance, helping clients prepare burial and end-of-life costs. The agent also provides general services such as life insurance policies and estate planning guidance for local families. These coverage options are designed to ensure loved ones face reduced financial burden during difficult times. As older residents in Berkeley consider their retirement and health transitions, the agent assists with updating policies for changing needs, such as after a major medical event or a spouse’s passing.
As the cost of living in Berkeley continues to rise, many families seek a straightforward plan to manage final expenses. Sonny Randhawa - State Farm Insurance Agent provides final expense insurance policies designed to cover funeral costs and outstanding bills without burdening loved ones. The agent explains coverage options clearly, ensuring clients understand how each policy works with their existing budget. To begin the process, the company schedules a no-obligation review of the client’s current insurance needs and potential gaps.
Sharon Woo operates as a State Farm Insurance Agent in Berkeley, California, focusing on general insurance needs alongside specific final expense insurance coverage. This policy specialty helps local families manage end-of-life costs by providing a straightforward benefit for funeral and burial expenses. The agency serves a range of commercial clients, including their individual needs, as well as those running offices, warehouses, and food service operations.
Fidelity Insurance Service provides final expense insurance assistance to residents in and around Berkeley, California. The agency helps clients arrange coverage for end-of-life costs like funeral services and outstanding debts. It also offers commercial coverage solutions for local small businesses needing similar planning services. Its service area includes Berkeley and the broader East Bay region. Fidelity Insurance Service encourages clients to schedule follow-up appointments to review their policies and make adjustments between regular visits.
HFG Advisors, a final expense insurance agency based in Berkeley, CA, is known for helping clients arrange coverage for end‑of‑life costs. The firm assists families in the greater Bay Area with planning for funeral and burial expenses, ensuring these financial obligations are addressed. It works with a range of clients, focusing on straightforward policies that fit modest budgets. A specialty service HFG Advisors can add on is the issuance of a guaranteed‑issue whole life policy for those with pre‑existing health conditions.
What Does a a Final Expense Insurance Agent in Berkeley Cost?
In California final expense insurance premiums vary based on age health and coverage amount. A typical policy for a 65 year old non smoker might cost between 50 and 150 dollars per month for 10000 dollars of coverage. Costs can be higher for older applicants or those with health conditions. This is general information and not insurance advice.
About final expense insurance agents in Berkeley
Final expense insurance agents in Berkeley California help residents secure coverage for end of life costs such as funeral services and burial expenses. California law requires agents to be licensed by the California Department of Insurance and to follow strict disclosure rules. Local agents understand the unique needs of Berkeley families and can explain how policies comply with California insurance code.
Frequently Asked Questions
What is a final expense insurance policy in California?
A final expense policy is a small whole life insurance policy designed to cover funeral and burial costs. In California these policies typically have face values between 5000 and 25000 dollars. They do not require a medical exam but may ask health questions.
Do I need to live in Berkeley to work with a local agent?
No you can work with a Berkeley agent even if you live elsewhere in California. However the agent must be licensed in California and follow state regulations. Meeting in person can be helpful for discussing your specific needs.
Are there California specific rules for final expense insurance?
Yes California has a free look period of 30 days for life insurance policies. This means you can cancel the policy within 30 days for a full refund. Also agents must provide a buyers guide and policy summary before you purchase.
Final Expense Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Bakersfield · Bellflower · Benicia · Beverly Hills · Brawley · Brea · Brentwood · Buena Park