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Final Expense Insurance Agents in Highlands Ranch, CO

Directory of final expense insurance agents in Highlands Ranch, Colorado. Verify credentials with the state department of insurance before hiring.

14 agents listed
Updated May 2026
Highlands Ranch, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 14 final expense insurance agents in Highlands Ranch, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sean Morton - State Farm Insurance Agent
8871 Ridgeline Blvd #250, Highlands Ranch, CO 80129
(303) 683-8799 sfhighlandsranch.com
Jodi Stoker - State Farm Insurance Agent
8796 S Colorado Blvd B, Highlands Ranch, CO 80126
(303) 801-0615 jodistoker.com
Danny Barrera - State Farm Insurance Agent
6660 Timberline Rd Ste 150, Highlands Ranch, CO 80130
(303) 234-0473 dannyb303.com
Farmers Insurance - Jonathan Dodd
66 Springer Dr STE 102, Highlands Ranch, CO 80129
(303) 922-1001 agents.farmers.com
Custom Insurance Solutions
1745 Shea Center Dr 4th Floor, Highlands Ranch, CO 80129
(303) 997-2436 custominsurancesolution.com
Farmers Insurance - Julia Bryant
549 W Highlands Ranch Pkwy #106, Highlands Ranch, CO 80129
(303) 421-4550 agents.farmers.com
Jim McInnes: Allstate Insurance
9090 Ridgeline Blvd Ste 240, Highlands Ranch, CO 80129
(303) 471-2999 agents.allstate.com
TPG Insurance
1745 Shea Center Dr, Highlands Ranch, CO 80129
(720) 607-0007 insuretpg.com
Randy E Johnson Ins Agcy Inc
8925 Ridgeline Blvd STE 101, Highlands Ranch, CO 80129
(303) 791-8883 randyejohnson.com
Fast Pro Insurance Company
9051 SSG Chris Falkel Dr, Highlands Ranch, CO 80129
(720) 773-8124
Scott Gallagher American Family Insurance
66 Springer Dr # 309, Highlands Ranch, CO 80129
(303) 471-9626 amfam.com
Insurance Service CO
9557 S University Blvd, Highlands Ranch, CO 80126
(719) 304-8360
Meshell 4Life, insurance Matters
8875 Michelle Cir #108, Highlands Ranch, CO 80129
(720) 238-1814 meshell4lifeinsurancesmatter.com
Apex Insurance
9457 S University Blvd #305, Highlands Ranch, CO 80126
(303) 842-7968 apexii.net

Final expense insurance agents in Highlands Ranch Colorado help residents secure burial insurance to cover funeral costs and medical bills. Colorado law does not cap final expense policy premiums but requires agents to be licensed by the Colorado Division of Insurance. Many Highlands Ranch families choose these policies to avoid burdening loved ones with end-of-life expenses.

What Does a Final Expense Insurance Agent in Highlands Ranch Cost?

Final expense insurance premiums in Colorado vary by age health and coverage amount. A healthy 65-year-old in Highlands Ranch might pay 30 to 70 dollars per month for a 10000 dollar policy. Older applicants or those with health conditions may pay higher rates. Costs are guaranteed to never increase if you choose a level premium plan. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a final expense insurance agent in Highlands Ranch do?
A final expense insurance agent helps you compare burial insurance policies from multiple carriers. They explain coverage limits benefit amounts and how Colorado probate laws affect policy payouts. The agent assists with application and beneficiary designation.
Are final expense policies regulated differently in Colorado?
Yes Colorado insurance law requires agents to provide a free look period of at least 10 days for final expense policies. Policyholders can cancel within this time for a full refund. Colorado also mandates that agents disclose any replacement policies clearly.
How much coverage do Highlands Ranch residents typically buy?
Most Highlands Ranch residents choose final expense policies between 5000 and 25000 dollars. This amount covers average Colorado funeral costs which range from 7000 to 12000 dollars according to the National Funeral Directors Association. Your agent can help you select an appropriate benefit.