The top-rated final expense insurance agent in West Haven, Connecticut is Derwin Griffith - State Farm Insurance Agent, rated 4.9 stars across 206 reviews. Other highly rated options include Elsie Encarnacion - State Farm Insurance Agent, Christopher Carucci - State Farm Insurance Agent, Juan Candelaria: Allstate Insurance. This directory lists 14 final expense insurance agents serving West Haven.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Derwin Griffith - State Farm Insurance Agent | 444 Forest Rd | (203) 889-2884 |
| 2 | Elsie Encarnacion - State Farm Insurance Agent | 487A Campbell Ave | (203) 932-0591 |
| 3 | Christopher Carucci - State Farm Insurance Agent | 4 Ocean Ave | (203) 815-1374 |
| 4 | Juan Candelaria: Allstate Insurance | 655 Saw Mill Rd | (203) 934-8100 |
| 5 | Insurance Problem Solvers Llc | 375 Elm St | (203) 933-5800 |
| 6 | Figlar Insurance | 76 Painter Ave | (203) 394-3447 |
| 7 | Specialty Insurance | 430 Kelsey Ave #1l | (203) 931-7095 |
| 8 | Frank Ottens Sr - Aflac Insurance Agent | 17 Knight Ln | (203) 901-3187 |
| 9 | Heard Insurance Associates | 38 Saw Mill Rd | (203) 937-7886 |
| 10 | AA Great Choice Financial and Insurance | Lester St | (470) 421-9736 |
Derwin Griffith - State Farm Insurance Agent serves the West Haven, Connecticut metro area. This agency focuses on providing final expense insurance coverage for local families. Final expense policies are designed to cover end-of-life costs such as funeral arrangements and outstanding medical bills. The agent helps clients select appropriate benefit amounts that match their specific budget and needs. Derwin Griffith handles final expense insurance and life insurance policy options for seniors in the region.
Elsie Encarnacion - State Farm Insurance Agent in West Haven, CT, provides final expense insurance services, helping clients plan for end-of-life costs and relieve family financial burdens. It offers policy servicing and plan adjustments to meet evolving needs. The company assists with claims guidance and beneficiary updates for existing clients. Its final expense policies support seniors and individuals through the planning process. The agency services local property types including single-family homes, apartments, retail spaces, and restaurants in the West Haven area.
Christopher Carucci - State Farm Insurance Agent serves West Haven residents seeking final expense insurance, a coverage designed to help families manage end-of-life costs. This local agency helps clients understand how these policies can cover funeral expenses and other final bills, easing financial burdens on loved ones. The agent provides guidance on selecting appropriate coverage amounts based on individual needs and budgets. Service extends to older adults and their families throughout the greater New Haven area, including neighboring communities such as New Haven and Milford.
Juan Candelaria: Allstate Insurance in West Haven, CT helps clients distinguish between a single-pay final expense policy that requires one upfront premium and an ongoing monthly plan that spreads the cost over time. These policies provide a fixed death benefit specifically designated for funeral and burial costs, ensuring final arrangements are funded without relying on family savings or credit. Service for policy inquiries and claims processing runs on an as-needed basis, with the agent available during regular business hours to address any changes or questions that arise.
Insurance Problem Solvers Llc serves West Haven, Connecticut, and the surrounding communities across New Haven County, handling final expense insurance needs for local families. The firm assists clients in planning for end-of-life costs, focusing on policies designed to cover funeral expenses and outstanding debts without burdening loved ones. They typically approach each job by reviewing a client’s specific financial situation and recommending coverage options that match their budget and final wishes.
As residents of West Haven plan their end of life arrangements, the financial burden of final expenses often becomes a clear concern. Figlar Insurance responds by offering specialized final expense insurance policies designed to cover burial and related costs. Their work involves helping local families secure coverage that protects loved ones from unexpected financial strain. Initial guidance is provided through a straightforward assessment of individual needs and budget. A policy review and beneficiary setup session typically begins the inspection or initial-assessment step.
Specialty Insurance focuses primarily on assisting families with funeral and burial cost planning in the West Haven, Connecticut area. As a final expense insurance agent, the company helps clients secure affordable whole life policies to cover end-of-life expenses and outstanding debts. The firm also works closely with local funeral homes to coordinate direct benefit payments. Specialty Insurance can serve adjacent commercial sectors, including small offices, local storage warehouses, and area food service businesses needing smaller business owner coverage.
Frank Ottens Sr - Aflac Insurance Agent in West Haven, CT, provides residential final expense insurance services to local families. The office also extends commercial coverage options to small businesses in the surrounding area. Final expense policies help clients manage end-of-life costs with straightforward plans. Clients can expect clear explanations of available coverage during appointments. The agent follows up with policyholders between regular visits to address any changes in their life or insurance needs.
Heard Insurance Associates specializes in final expense insurance, offering policies that cover funeral and burial costs for West Haven residents. In its general service work, the company helps clients plan ahead to manage end-of-life expenses, aiming to relieve financial burdens for surviving family members. This local independent agent provides guidance through the application process, focusing on simpler underwriting options. As colder months approach, it assists seniors with updating their policies to account for potential winter-related health changes.
What Does a a Final Expense Insurance Agent in West Haven Cost?
Final expense insurance policies in Connecticut typically have monthly premiums ranging from 30 to 100 dollars for a 5,000 to 15,000 dollar benefit. Premiums depend on your age, health, and the policy type. Costs vary by case and insurer. This is general information, not insurance advice.
About final expense insurance agents in West Haven
Final expense insurance agents in West Haven, Connecticut assist residents with small whole life policies designed to cover funeral costs and outstanding debts. Connecticut law requires funeral homes to provide a general price list, helping families understand costs before purchasing a policy. Local agents can guide you through policy options that comply with state regulations.
Frequently Asked Questions
What does a final expense insurance agent in West Haven do?
A final expense insurance agent helps West Haven residents find a small whole life insurance policy to cover funeral expenses and medical bills. The agent explains policy terms, premium amounts, and benefit limits. They also help you compare plans from different insurers licensed in Connecticut.
Are there Connecticut laws that affect final expense insurance?
Yes, Connecticut requires all life insurance policies to include a free look period of at least 10 days. This allows you to cancel the policy for a full refund if you change your mind. Also, Connecticut has a 2-year contestability period during which the insurer can deny a claim for misrepresentation.
How do I choose a final expense insurance agent in West Haven?
Look for an agent licensed by the Connecticut Insurance Department. You can verify a license on the department website. Ask about the insurers they represent and whether they offer policies with guaranteed acceptance or graded benefits.
Final Expense Insurance Agents in Other Connecticut Cities
Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Fairfield · Farmington · Glastonbury · Guilford · Hamden · Hartford · Manchester · Meriden · Middletown