The top-rated final expense insurance agent in Hialeah, Florida is Univista Insurance, rated 4.9 stars across 2,458 reviews. Other highly rated options include Florida One Insurance Agency, Diamond Insurance Agency Inc, Estrella Insurance. This directory lists 19 final expense insurance agents serving Hialeah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 1420 W 68th St | (305) 828-8899 |
| 2 | Florida One Insurance Agency | 142 E 49th St | (305) 479-2864 |
| 3 | Diamond Insurance Agency Inc | 3445 E 4th Ave | (786) 230-0932 |
| 4 | Estrella Insurance | 1313 W 49th St | (305) 556-2886 |
| 5 | Opportunity Insurance | 3750 W 16th Ave #222 | (786) 244-9869 |
| 6 | Pandora Insurance | 3520 W 18th Ave #155 | (305) 231-9898 |
| 7 | LP Insurance Associates Inc | 801 W 48th St suite b | (305) 888-5747 |
| 8 | All Insurance Services Corp | 1548 W 37th St | (305) 822-4472 |
| 9 | First Elite Insurance | 6500 W 4th Ave #46 | (786) 977-2317 |
| 10 | First Choice Insurance Group, Inc | 1943 W 60th St | (305) 974-1833 |
In Hialeah, where many families seek to ease the financial burden of end-of-life costs, final expense planning becomes essential. Univista Insurance helps local residents prepare these specific policies so they can secure needed burial or funeral coverage. After an initial discussion of coverage amounts, the agent completes a straightforward application. An inspection of the policy documents follows the completion of that initial-assessment step.
Florida One Insurance Agency serves Hialeah and the broader Miami-Dade County area, specializing in final expense insurance policies. These plans are designed to cover funeral costs, burial expenses, and other end-of-life financial obligations for local families. The agency works primarily with seniors seeking straightforward, guaranteed coverage that will not burden their loved ones. Their services include helping clients select appropriate policy amounts and navigating the simple application process for final expense insurance in this region.
Diamond Insurance Agency Inc provides final expense insurance services for clients in Hialeah, Florida, helping families manage burial and end-of-life costs with tailored coverage. It assists individuals in selecting appropriate policy amounts to meet their specific planning needs. The agency also offers ongoing support to policyholders, ensuring their plans remain effective over time. Its services commonly benefit clients with single-family homes, apartments, retail establishments, and restaurants.
Estrella Insurance assists families in Hialeah, Florida, by arranging tailored final expense coverage. The company specializes in adding life insurance policies specifically designed to cover burial and funeral costs without overwhelming loved ones. These policies help ensure that end-of-life expenses are planned for in advance with manageable premiums. The firm serves a variety of commercial sectors in the area, including local offices, warehouses, and food service establishments.
Opportunity Insurance serves families and individuals in Hialeah, Florida who are seeking final expense coverage to help manage end-of-life costs. As a local final expense insurance agent, the company assists clients with understanding and selecting burial and funeral insurance policies that meet their needs and budget. The agent works closely with customers, guiding them through the application process and answering questions about coverage options. Beyond Hialeah, the company also extends its services to residents of Miami Springs.
Pandora Insurance serves Hialeah, FL and the surrounding communities, offering final expense insurance to help families cover end-of-life costs. It handles burial insurance policies and simplified issue life plans designed to provide funds for funeral expenses, outstanding debts, or medical bills. The company works with individuals to secure financial protection for their loved ones. To handle a typical job, it assesses each client’s budget and coverage needs, then matches them with a suitable policy from available carriers for a straightforward application process.
LP Insurance Associates Inc in Hialeah, FL, helps clients choose between one-time policies, which pay a lump sum upon death, and recurring coverage, which offers ongoing protection for long-term planning. For many, final expense insurance from this company is arranged to cover burial costs, medical bills, or other end-of-life expenses not handled by other plans. This local agent typically provides these services on an as-needed basis, adjusting to client requests for initial setup, policy reviews, or later changes.
All Insurance Services Corp in Hialeah, FL specializes in helping clients secure final expense insurance to manage end-of-life costs. The agency also provides general support in selecting straightforward life insurance policies that suit individual needs. These services aim to alleviate the financial burden on loved ones after a loss. The company addresses concerns many families face during estate planning and funeral arrangement periods, particularly when helping seniors navigate the complexities of pre-planning for burial expenses in the changing seasons of retirement.
First Elite Insurance provides residential final expense insurance agent services in the Hialeah, Florida area, also offering commercial coverage to local businesses. The company serves clients throughout Hialeah and the surrounding communities. Final expense policies help families cover funeral costs and other end-of-life expenses without financial strain. The agent guides customers through plan selection and paperwork to ensure clear understanding. Between regular visits, the office follows up with policyholders to review coverage needs and make any necessary adjustments for ongoing peace of mind.
What Does a a Final Expense Insurance Agent in Hialeah Cost?
Final expense insurance premiums in Florida typically range from 30 to 150 dollars per month for a 10000 dollar policy, depending on age and health. Rates are locked in and do not increase. Costs vary by carrier and individual risk factors. This is general information and not insurance advice.
About final expense insurance agents in Hialeah
Final expense insurance agents in Hialeah help residents secure coverage for funeral and burial costs. Florida law requires funeral contracts to be written and signed, and agents can guide you through this process. These policies typically offer small face amounts to cover end-of-life expenses without a medical exam.
Frequently Asked Questions
What is final expense insurance in Hialeah Florida?
Final expense insurance is a whole life policy with a small death benefit, usually between 5000 and 25000 dollars. It is designed to cover funeral costs, medical bills, and other final expenses. In Florida, these policies are often sold as simplified issue life insurance with no medical exam required.
How do I choose a final expense insurance agent in Hialeah?
Look for an agent licensed in Florida who specializes in final expense or burial insurance. Ask about the insurance companies they represent and compare policy features like waiting periods and premium stability. Florida law requires agents to provide a policy summary and disclose any exclusions.
Are there Florida laws that affect final expense insurance?
Yes, Florida has a 30-day free look period for life insurance policies, allowing you to cancel for a full refund. Also, Florida Statute 627.461 requires that the policy clearly state the death benefit and premium. Agents must follow Florida insurance code when selling these policies.
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