The top-rated final expense insurance agent in Homestead, Florida is GoldenTrust Insurance Homestead, rated 5.0 stars across 1,696 reviews. Other highly rated options include Univista Insurance, Your Family First Insurance Inc, Amco Insurance. This directory lists 20 final expense insurance agents serving Homestead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Homestead | 40-42 SE 4th Rd | (786) 243-9110 |
| 2 | Univista Insurance | 1413 N Krome Ave | (305) 728-7809 |
| 3 | Your Family First Insurance Inc | 1241 NE 8th St | (786) 601-2193 |
| 4 | Amco Insurance | 208 NE 8th St | (786) 243-9222 |
| 5 | Freeway Insurance | 30377 S Dixie Hwy Suite B | (305) 916-7203 |
| 6 | Aixa Hernandez - State Farm Insurance Agent | 381 N Krome Ave Ste 208 | (305) 508-4835 |
| 7 | South Florida Insurance Prof Inc | 1122 N Flagler Ave | (305) 245-3364 |
| 8 | Estrella Insurance | 30422 S Dixie Hwy | (305) 242-0232 |
| 9 | Del Toro Insurance | 1200 N Flagler Ave | (305) 248-9908 |
| 10 | F&N Insurance Group - Homestead | 23715 S Dixie Hwy | (305) 790-9979 |
GoldenTrust Insurance Homestead serves the greater Miami-Dade County area in Florida, functioning as a final expense insurance agent. The company specializes in helping local residents secure affordable burial and funeral coverage policies designed to ease financial burdens on families. These plans typically provide a specific death benefit to cover end-of-life costs, giving clients a simpler alternative to larger life insurance policies. The agency focuses on guiding Homestead individuals through the process of choosing appropriate final expense plans. It handles underwriting reviews for simplified issue policies and assists with policy enrollment for seniors.
Univista Insurance is a Final Expense Insurance Agent known for helping Homestead, Florida residents plan for end-of-life costs. The agency assists clients in obtaining policies that cover funeral arrangements and outstanding debts, ensuring financial peace of mind for families. It serves seniors and individuals seeking affordable burial coverage tailored to specific needs. Univista can add a final expense policy that includes an accidental death benefit rider for additional financial protection.
Your Family First Insurance Inc in Homestead, FL provides final expense insurance agent services focused on helping families plan for end-of-life costs. The company offers guidance in selecting affordable policies that cover funeral expenses and outstanding debts, ensuring financial peace of mind. It also assists with maintaining policy renewals and adjusting coverage as needs change. Its clients include single-family homes, apartments, retail establishments, and restaurants.
Serving families in Homestead, Florida, Amco Insurance helps older homeowners plan for final expenses to ease the financial burden on loved ones. As a local final expense insurance agent, its representatives work with clients to arrange coverage that addresses funeral costs and outstanding end-of-life bills. Policies are designed to fit individual needs and budgets, providing clarity during a difficult time. The agency is also available to residents in the neighboring community of Florida City.
Freeway Insurance serves the Homestead, Florida area and the greater Miami-Dade County region as a provider of final expense insurance policies. These plans are designed to cover end-of-life costs, including funeral arrangements and outstanding medical bills, helping beneficiaries avoid financial burden during difficult times. The company assists local clients in selecting coverage amounts that fit personal budgets and burial needs. It handles policy applications and beneficiary designations for these specific final expense life insurance services.
Aixa Hernandez - State Farm Insurance Agent serves Homestead, Florida, and the surrounding South Dade communities. The agency handles final expense insurance, which helps cover funeral costs and end-of-life debts. For each individual inquiry, the agent takes a straightforward, educational approach. She explains policy options clearly, focusing on simple, affordable coverage that fits a client’s specific budget and family needs.
South Florida Insurance Prof Inc in Homestead, FL assists families with final expense coverage, which can be arranged either as a one-time policy purchase or through a recurring premium payment plan. Such insurance is designed to cover end-of-life costs, including funeral services and outstanding medical bills, providing financial clarity during a difficult time. Their service runs on a one-time or as-needed basis, tailored to each client’s initial inquiry and policy setup.
Estrella Insurance serves individuals and families in the Homestead, Florida area seeking burial and final expense coverage. The agency assists clients in planning for end-of-life costs, helping to ensure loved ones are not burdened with funeral bills or outstanding medical expenses. It provides policy options that typically include fixed benefit amounts with level premiums for qualifying applicants. This agent works with residents throughout Homestead and also extends its final expense services to the neighboring community of Leisure City.
Del Toro Insurance provides final expense insurance services in Homestead, Florida, helping clients prepare for end-of-life costs through straightforward policy options. The agency typically assists with burial and funeral expense planning, ensuring families have financial support during difficult times. Maintenance of these plans generally involves periodic reviews to adjust coverage based on changing needs or inflation. Del Toro Insurance primarily serves individual homeowners and renters, along with small retail businesses and local restaurants within the Homestead area.
F&N Insurance Group - Homestead serves the Homestead area and surrounding communities in South Florida, handling final expense insurance coverage for local families. This category of insurance helps manage end-of-life costs and allows policyholders to relieve their loved ones of financial burdens. To complete a typical job, the company schedules a straightforward consultation to review an individual's needs, explains plan options clearly, and processes the application efficiently according to the client's preferred pace.
What Does a a Final Expense Insurance Agent in Homestead Cost?
In Homestead Florida final expense insurance premiums generally range from 30 to 100 dollars per month for coverage amounts between 5000 and 25000 dollars. Rates depend on your age health and the specific policy features. Florida agents must provide a full disclosure of costs before you sign. This is general information and not insurance advice. Always review policy details with a licensed agent.
About final expense insurance agents in Homestead
Final expense insurance agents in Homestead Florida help residents secure burial and end of life coverage. Florida law requires agents to hold a valid state license and follow the Florida Insurance Code. Local agents understand the specific needs of the Homestead community and can explain how policies work under Florida regulations.
Frequently Asked Questions
What is a final expense insurance agent in Homestead Florida?
A final expense insurance agent in Homestead is a licensed professional who helps you buy a small whole life policy to cover funeral costs and other final bills. These agents must comply with Florida insurance laws including the 30 day free look period for new policies.
Are there Florida specific rules for final expense insurance?
Yes. Florida requires that all insurance agents be licensed by the Florida Department of Financial Services. Policies must include a 30 day free look period during which you can cancel for a full refund. Also Florida has a 2 year contestability period for death claims.
How much does final expense insurance cost in Homestead?
Costs vary based on age health and coverage amount but typical monthly premiums range from 30 to 100 dollars for a 5000 to 25000 dollar policy. Florida law does not set premium rates so compare quotes from different agents.
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