The top-rated final expense insurance agent in New Smyrna Beach, Florida is Berlin & Denys Insurance, rated 5.0 stars across 365 reviews. Other highly rated options include Buddy Davenport - State Farm Insurance Agent, Stan Harrison - State Farm Insurance Agent, Fidelity National Title- New Smyrna Beach. This directory lists 17 final expense insurance agents serving New Smyrna Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Berlin & Denys Insurance | 110 S Orange St | (386) 427-4510 |
| 2 | Buddy Davenport - State Farm Insurance Agent | 1305 State Rd 44 | (386) 426-2886 |
| 3 | Stan Harrison - State Farm Insurance Agent | 402 Canal St | (386) 427-5277 |
| 4 | Fidelity National Title- New Smyrna Beach | 304 Causeway N | (386) 423-3110 |
| 5 | Michaels Insurance Group | 1119 N Dixie Fwy | (386) 274-8150 |
| 6 | Tonya Tichnell - State Farm Insurance Agent | 155 Colony Park Rd | (386) 428-0979 |
| 7 | Melanie Emanuel: Allstate Insurance | 530 Canal St | (386) 427-0500 |
| 8 | Smith & Associates Insurance-New Smyrna Beach | 508 Canal St | (386) 409-8004 |
| 9 | Mark Daniel Sr: Allstate Insurance | 2236 FL-44 | (386) 426-6000 |
| 10 | Allstate Insurance Agent: Norm Daniel Co. | 2236 FL-44 | (386) 426-6000 |
Berlin & Denys Insurance provides final expense insurance coverage to residents of New Smyrna Beach, Florida, and the surrounding area. Their services help clients secure burial and funeral cost protection through straightforward policy options. The agency focuses on explaining plan details and eligibility clearly to seniors and families planning end-of-life expenses. Every client receives direct assistance with policy selection and application completion. The company services clients in single-family homes, apartments, and mobile home communities throughout the region.
Buddy Davenport - State Farm Insurance Agent serves the New Smyrna Beach, Florida area and surrounding communities, focusing on final expense insurance coverage. This agency helps families prepare for unavoidable end-of-life costs with policies designed to cover funeral arrangements and outstanding medical bills. Many residents in this region seek such financial protection to avoid burdening loved ones with unexpected expenses. The agency assists clients with application processing and personalized benefit plan selection, specifically handling burial insurance and expense policy options.
Stan Harrison’s agency serves homeowners and individuals in the New Smyrna Beach area who are planning for end-of-life expenses. It provides final expense insurance services, helping clients secure coverage for funeral costs and related financial obligations. The office assists with policy options designed to relieve families of these burdens during difficult times. As a local agent, it understands the needs of residents in this coastal Florida community. Its coverage area also extends to the nearby town of Edgewater.
Serving New Smyrna Beach and the surrounding communities of Volusia County, Fidelity National Title- New Smyrna Beach handles final expense insurance policies designed to cover end-of-life costs. Their work focuses on helping clients arrange affordable coverage that addresses funeral expenses and outstanding debts. This final expense insurance agent approaches each situation by first assessing the individual’s specific needs and budget constraints. They then present straightforward policy options to ensure clarity and understanding before guiding the client through a simple application process.
Michaels Insurance Group in New Smyrna Beach, FL, offers both one-time final expense policies, designed for a single burial payment, and recurring premium plans that keep coverage active over time. These policies typically cover funeral costs, remaining medical bills, and other end-of-life expenses, providing beneficiaries with financial support after a passing. The process involves helping families compare simplified-issue options that do not require a medical exam. Service appointments are conducted on an as-needed basis to accommodate each client’s schedule.
Tonya Tichnell - State Farm Insurance Agent in New Smyrna Beach, FL, specializes in final expense insurance, offering policies designed to cover end-of-life costs such as funeral arrangements and outstanding medical bills. The agency also provides general insurance services to local residents, helping them manage their broader protection needs. As families in the area consider their long-term financial plans, the agent assists with navigating the specific concerns that arise during estate planning or when preparing for unexpected healthcare expenses later in life.
As families in New Smyrna Beach begin planning for the inevitable, they often seek simple ways to ensure their loved ones are not burdened with end-of-life costs. Melanie Emanuel: Allstone Insurance responds to this need by offering straightforward final expense policies designed to cover funeral and burial expenses without unnecessary complexity. Policies are explained clearly, focusing on affordable coverage options that fit individual budgets. To begin tailoring a plan to a client’s specific needs, Melanie Emanuel conducts a personal and confidential initial assessment of each applicant’s situation.
Smith & Associates Insurance-New Smyrna Beach assists individuals in planning for funeral and burial costs with final expense insurance policies. This type of coverage helps families manage end-of-life expenses without financial strain. The company works with clients to tailor protection to their specific needs and budgets. Their services are available to those operating small offices, managing warehouse facilities, and preparing food service businesses for unforeseen costs. These commercial sectors can benefit from policies that cover final obligations, ensuring operations remain stable while personal liabilities are addressed.
Serving residential clients in New Smyrna Beach, Mark Daniel Sr: Allstate Insurance also offers final expense coverage to area businesses citing the need to manage end-of-life costs. The agency provides ongoing policy support and claim assistance throughout Volusia County. After an initial needs review, clients receive proactive follow-up between regular visits to ensure coverage remains aligned with their current circumstances and financial goals.
What Does a a Final Expense Insurance Agent in New Smyrna Beach Cost?
Typical final expense insurance costs in Florida range from 30 to 150 dollars per month for a 10,000 dollar policy. Rates depend on your age and health at the time of application. A 65 year old non-smoker might pay around 50 to 70 dollars monthly for 10,000 dollars of coverage. Costs vary by carrier and individual case. This is general information and not insurance advice.
About final expense insurance agents in New Smyrna Beach
Final expense insurance agents in New Smyrna Beach Florida help residents plan for end of life costs. These policies typically cover funeral expenses and medical bills. Florida law requires agents to be licensed by the state and to follow specific disclosure rules about policy benefits.
Frequently Asked Questions
What does a final expense insurance agent in New Smyrna Beach do?
A final expense insurance agent helps you choose a life insurance policy that covers funeral and burial costs. They explain policy terms and compare options from different carriers. Agents in Florida must hold a valid 2-15 or 2-18 insurance license.
How much coverage can I get with a final expense policy in Florida?
Most final expense policies in Florida offer coverage from 5,000 to 50,000 dollars. The amount depends on your age and health. Some policies do not require a medical exam.
Are final expense insurance benefits taxable in Florida?
Life insurance death benefits are generally not considered taxable income in Florida. There is no state inheritance tax in Florida. Beneficiaries receive the payout free of federal income tax in most cases.
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