The top-rated final expense insurance agent in Palm Bay, Florida is Jeff Thummel - State Farm Insurance Agent, rated 4.9 stars across 561 reviews. Other highly rated options include Ryan Hill - State Farm Insurance Agent, Space Coast Family Insurance, Patriot Growth Insurance Service, LLC. This directory lists 19 final expense insurance agents serving Palm Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Thummel - State Farm Insurance Agent | 4951 Babcock St NE Ste 5 | (321) 727-3992 |
| 2 | Ryan Hill - State Farm Insurance Agent | 1460 Baytree Dr Suite D | (321) 723-1444 |
| 3 | Space Coast Family Insurance | 2105 Palm Bay Rd NE Unit 3 215 | (321) 655-3920 |
| 4 | Patriot Growth Insurance Service, LLC | 1430 Palm Bay Rd NE Suite A and B | (321) 725-1440 |
| 5 | Sarpoolaki Insurance Center,LLC | 277 Malabar Rd SE | (321) 914-0303 |
| 6 | GreatFlorida Insurance: Sabrina Lee | 4651 Babcock St NE # 17 | (321) 724-4409 |
| 7 | Brightway Insurance, The DeJesus Legacy Agency | 3200 Dixie Hwy NE Ste 7 | (321) 257-4045 |
| 8 | Access One Insurance (AOI) | 1900 Palm Bay Rd NE | (321) 676-4118 |
| 9 | We Insure Pinnacle | 5240 Babcock St NE #300b | (321) 326-6160 |
| 10 | Drive Florida Insurance & Services, LLC | 4640 Lipscomb St STE 19 | (772) 448-0946 |
Jeff Thummel - State Farm Insurance Agent serves Palm Bay, Florida, and the surrounding Brevard County area, providing final expense insurance services to local residents. These policies help cover end-of-life costs such as funeral arrangements and outstanding medical bills. The agency guides families through the process of selecting appropriate coverage to ensure financial protection. This office handles burial insurance policies and simple issue life insurance plans for seniors.
Ryan Hill - State Farm Insurance Agent serves older adults and families in the Palm Bay area who are seeking final expense insurance to cover end-of-life costs. The agency helps clients understand policy options for funeral and burial expenses, alleviating the financial burden on loved ones. Guidance is provided for choosing appropriate coverage limits and beneficiaries. Services include reviewing existing life insurance policies to identify gaps in final expense protection. The agency also serves residents throughout the Melbourne-Titusville metro area, including neighboring West Melbourne.
Space Coast Family Insurance serves Palm Bay and the surrounding communities of Brevard County, handling final expense insurance for those planning their end-of-life financial needs. This type of policy typically covers funeral costs, outstanding medical bills, and other final obligations, relieving families of unexpected burdens. The company assists clients in identifying appropriate coverage levels based on their personal circumstances. It generally takes a straightforward, consultative approach, reviewing available policy options one by one to ensure clients understand what each plan provides before making a selection.
Patriot Growth Insurance Service, LLC in Palm Bay, FL provides final expense insurance services, helping clients arrange coverage for end-of-life costs and funeral expenses. It assists families with policy selections to ease financial burdens during difficult times. Service plans include guidance on affordable premiums and straightforward claims processes. The company serves clients in single-family homes, apartments, retail, and restaurants.
Sarpoolaki Insurance Center, LLC in Palm Bay, FL helps families distinguish between one-time final expense policies and recurring premium options for end-of-life planning. Their final expense insurance coverage allows clients to prepay for funeral costs, cremation, or burial expenses without burdening loved ones. Service is typically arranged on a scheduled or as-needed basis to review policy changes or file claims.
Specializing in final expense insurance, GreatFlorida Insurance: Sabrina Lee in Palm Bay, FL helps clients secure affordable coverage for end-of-life costs. The company generally provides consultation to tailor policies that protect families from unexpected funeral and burial expenses. Many residents seek its guidance to relieve their loved ones of financial burdens during a difficult time. This agent assists with the practical planning often overlooked, such as ensuring policies remain active after retirement income changes or health status shifts in the hot Florida summers.
As families along Florida’s Space Coast plan for the certainty of end-of-life expenses, Brightway Insurance, The DeJesus Legacy Agency in Palm Bay helps local residents secure affordable final expense coverage. This agency guides clients through selecting a policy that protects loved ones from unexpected financial burdens, focusing on straightforward, dignified planning. Their process typically begins with a no-obligation consultation to review individual needs, followed by an initial assessment of available coverage options.
Serving the Palm Bay area, Access One Insurance helps families plan for end-of-life expenses through final expense coverage. This insurance agency specializes in life insurance policies designed to cover burial costs, outstanding medical bills, and other debts left behind. The process focuses on providing simple, straightforward plans that offer financial peace of mind during a difficult time. Policies can serve individuals seeking coverage for personal needs, local office workers managing end-of-life arrangements, warehouse employees, and those in the food service industry.
We Insure Pinnacle serves the Palm Bay area with residential final expense insurance. Families secure coverage for end-of-life costs through policies designed to ease the financial burden on loved ones. The agency also assists with commercial burial planning needs for local businesses and community groups across Brevard County. Clients receive straightforward guidance when selecting suitable life insurance protection. Appointments often lead to follow-up sessions before each plan’s effective date, and the office contacts policyholders during regular review visits for any necessary adjustments.
Drive Florida Insurance & Services, LLC, based in Palm Bay, FL, is known for helping families arrange coverage for end-of-life expenses. Its service range includes guiding clients through policy selection for burial and related costs, ensuring benefits align with individual needs. The company also supports clear, manageable premium plans designed to fit diverse budgets. Adding a concentrated final expense policy allows the family to focus on mourning rather than financial burdens.
What Does a a Final Expense Insurance Agent in Palm Bay Cost?
Final expense insurance in Florida typically costs between 30 and 150 dollars per month for a 5,000 to 25,000 dollar death benefit. Premiums are based on your age health and tobacco use. Some policies offer guaranteed acceptance without medical exams but may have a two-year waiting period for natural death. This is general information and not insurance advice. Consult a licensed agent for your specific situation.
About final expense insurance agents in Palm Bay
A final expense insurance agent in Palm Bay Florida helps residents secure a burial or funeral policy to cover end-of-life costs. Florida law requires that life insurance policies include a free look period of at least 10 days. Local agents can explain how these policies work with Florida probate rules and Medicaid planning.
Frequently Asked Questions
What does a final expense insurance agent in Palm Bay do?
A final expense insurance agent helps you compare burial insurance policies from multiple carriers. They explain coverage limits premium amounts and how the policy pays out to your beneficiary. The agent also guides you through Florida-specific requirements like the free look period and policy disclosures.
How much does a final expense policy cost in Florida?
Monthly premiums for final expense insurance in Florida typically range from 30 to 150 dollars depending on your age health and coverage amount. Policies usually offer death benefits from 5,000 to 25,000 dollars. Costs vary by case and your specific health history.
Are there Florida laws that affect final expense insurance?
Yes Florida law mandates a 10-day free look period for life insurance policies. Insurers must also provide a buyer guide and policy summary. Florida does not limit how much you can spend on a final expense policy but the policy must comply with state insurance regulations.
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